Ten Signs That Your Business Plan May Need an Overhaul

Giving your business plan a good once-over one time a year may not be often enough, especially when the economy is tight or markets are changing fast. If your business environment is experiencing choppy conditions, or if you’re facing major threats or opportunities, your plan should be the first place you turn. Here are ten red flags to watch for as you monitor your business situation.


Revise your plan when costs rise, revenues fall


The clearest sign of business trouble is that costs are going up and revenues are going down, yet many business owners ignore the warning. Why? Because these situations don’t usually go wrong overnight.


Costs creep upward while revenues drift downward, and too many business owners don’t see what’s happening because they don’t watch (or maybe don’t know how to watch) their financial margins. Others hope things will turn around and go on hoping until it’s too late.


The antidote? Study your financials, especially keeping an eye on



  • Gross profit trends to see whether your costs of goods sold are slowly climbing out of control



  • Operating profits to see whether your overhead and expenses are getting out of line



  • Profitability to see how much of your original sales revenue is making its way to your bottom line



  • Number of bids or inquiries to monitor continuing interest in your product or service



  • Other relevant measures, such as the ratio of contracts awarded to bids submitted




Promise yourself that at the first sign of a profit squeeze, you’ll revisit your business plan — starting with a hard look at your financial projections.


Revise your plan when sales figures decline


If your sales for a product or service line aren’t meeting your expectations — or if you see an unexpected drop in your overall sales revenues — move quickly to diagnose the problem. Take a look at your sales figures and view them like a customer poll.


Be on the lookout for a disconnect between the features you offer and the benefits your customers seek, a problem with quality control, a breakdown in customer service, or a marketing message that’s not on target. After you diagnose the problem, revise the appropriate parts of your business plan — product design, operations, marketing strategy — to support your revised forecasts.


Revise your plan when you don’t meet financial projections


If your financial projections are off, your business plan needs attention — right now. Plenty of issues can knock even the most conservative financial projections out of whack, and you can’t ignore a single one of them. Follow this plan:



  1. Start by reviewing the assumptions behind your original projections.



  2. Make a detailed list of every internal and external force that may be responsible for the variances.



  3. Fix what you can and plan around what you can’t, but don’t ignore what the black-and-white financial statements tell you.




Don’t just hope that things will change; in other words, don’t wait until the crash to shore your projections up. Develop a revised set of financial statements based on the new reality and then revise your strategy and action plan accordingly.


Revise your plan when employee morale sags


Employee morale isn’t easy to measure, but it’s absolutely critical to your company’s success. If you sense that employee morale and motivation are on the skids, don’t sit on your hands. Talk to key people around you to uncover what’s wrong. Perhaps your goals and objectives are unreasonable, creating frustration rather than motivation. Or maybe you can spot a gap between the company’s stated mission and your plan of action, creating confusion and indirection.


When employee morale is at stake, you can’t wait for the annual business-plan review; you have to address the problems immediately.


Revise your plan when key projects fall behind schedule


A serious business plan includes timelines for what needs to happen. The minute you sense that important projects are falling behind schedule, sit down with all involved employees to assess the situation. Identify the source of the problem, including aspects of your current business plan that may not be playing out as expected. Brainstorm solutions for getting back on schedule.


If you can’t catch up and resetting timelines won’t derail opportunities, amend your business plan, revise your action plan, and notify all involved.


Revise your plan when new competitors appear


Even with careful planning, a competitive assault that you don’t see coming can rock your company. If that situation occurs, take a deep breath and remember that competition isn’t always a bad thing: It usually increases interest in your business sector, and it almost always forces you to focus on what you do best and how to do it as efficiently as possible.


If a big, predatory fish swims into your little pond, revise the situation analysis in your business plan — immediately. Start with your SWOT analysis to uncover areas where your capabilities lag behind or surge ahead of the capabilities of your competitors. Shore up the former and polish up the latter in order to overcome and even capitalize upon the changes in your business environment.


Revise your plan when technology shakes up your world


In this age of constant technological innovation, no one needs to tell you that new products and processes can turn your company upside down, for better or worse. A shift in technology can make existing products obsolete and create markets for new products or services almost overnight. Think smartphones. Think e-books. Think hybrid engines. Technological change can completely alter your competitive landscape.


Meanwhile, business operations need revamping to address and incorporate the technological breakthroughs, including the installation of new equipment and processes that can affect your company and its financial statements. Therefore, when a new technology appears on your business horizon, reassess your business plan — fast.


Ask yourself how the new technology may change the desires and demands of the markets you serve and how it may affect the way that you — and your competitors — do business. Lay out plans for how your business will incorporate the new technology and use it to your advantage.


Revise your plan when important customers defect


From time to time, good customers will switch allegiances to a new supplier. However, if you notice a trend in customer defections, something may be wrong. For example, your competitors may be stronger than you anticipated, your efforts may be falling short, or the market itself may be changing.


The defection of important customers is an alarm signal that you can’t afford to ignore. As your first step, look for deficiencies in your product or service offering. Ask departing customers why they left. Talk to your salespeople and frontline staff for their insights. Check out online reviews of your products or services if relevant.


Get ready to retool your business plan, paying close attention to how your business strengths and weaknesses may have shifted and how those changes may be affecting your ability to compete in your market.


Revise your plan when your business strategy does a 180


Slight course adjustments in your strategy are a normal part of doing business, but if your company does a 180-degree shift, something’s wrong. Very few companies successfully remake themselves in a new image. Instead of swinging wildly from one direction to another, sit down with your management team — business plan in hand — to figure out why your original strategic direction isn’t working or isn’t being followed.


Take the time you need to do a complete diagnostic and then plan a rational course change that will address the problems you identify.


Revise your plan when growth is out of your control


Entrepreneurs don’t usually complain when business is booming, but your company can grow too fast — and that can mean trouble if you’re not prepared. When business is booming, customer service can suffer, or manufacturing may not be able to keep up with demand, for example. Some companies even find that their basic organizational structures no longer fit their new dimensions.


If your business experiences similar growing pains, look at your business plan to identify the parts that need to change in order to accommodate the good news — and your increasing size.




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