Finding an Enthusiastic Real Estate Agent

If you’re not handling the sale of your property yourself, you’re relying on a real estate agent to bring in buyers and get them interested in your home. Make sure the agent you choose understands your property’s good points and has the skills and commitment to market them with enthusiasm.


Think about whether an agent is the type of person who can communicate well to the kinds of people you’ve determined are likely to be interested in your home:



  • Does he dress appropriately?



  • Can he talk authoritatively without being intimidating?



  • Is he the kind of person who is likely to win the trust of your potential buyers and encourage them to make a good offer?











dummies

Source:http://www.dummies.com/how-to/content/finding-an-enthusiastic-real-estate-agent.html

What It Means to Diversify Your Investments

In terms of investing and buying stocks, diversification is just a fancy way of saying “Don’t put all your eggs in one basket.” It’s one of the best ways to protect your investment portfolio from the many forms of risk. Diversifying your stock portfolio demands that you hold many different asset classes to spread the risk. (Assets are any items of value. An asset class is a group of similar assets.) With this strategy, a significant loss in any one investment or class doesn’t destroy your entire portfolio. More importantly, it ensures that in the event of a loss, you retain at least some capital to make future investments — and hopefully recover what you lost.


Analysts often use correlation to guide their diversification decisions. Correlation determines how closely two assets follow each other as they bounce up and down on the charts. Analysts measure correlation on a scale from 1 to –1. The number 1 represents perfect correlation, and –1 represents perfect inverse correlation. For instance, when oil prices rise, nearly all the oil companies rise together, achieving perfect or near perfect correlation. When oil rises 10 percent, but automobile companies lose 10 percent, their relationship represents perfect inverse correlation. A correlation of 0 (zero) means the rise and fall of any two sectors or stocks are unrelated.


To diversify, follow a process of asset allocation. Populate your portfolio with a variety of asset classes with different degrees of correlation, as described in the following list:



  • Stocks: Although stocks are considered an asset class of their own, the market offers several classes, including large cap, small cap, and foreign stocks, which allow you to diversify within the stock market. You can also diversify by industry — for example, consumer staples and telecoms.



  • Bonds: Fixed income instruments such as bonds have an inverse correlation to stocks. When stocks fall in price, investors often make a flight to safety by purchasing government-backed Treasury bonds. Greater demand for bonds moves their price higher. However, rising interest rates can hurt stocks and bonds simultaneously. Returns on bonds often increase as stock prices sink.



  • Commodities: Commodities are raw materials typically sold in bulk, including oil, gold, wheat, and livestock. In general, commodities have a zero correlation to stocks, meaning the risks that affect stocks have no bearing on what happens in the commodities markets.



  • Mutual Funds and ETFs (Exchange-Traded Funds): An easy way to diversify investments is to buy shares of a mutual fund or exchange-traded fund that holds a large basket of many different stocks or bonds. Instead of purchasing 100 shares of just one stock, you can get one ETF share comprised of 500 stocks without having to pay costly brokerage commissions.






dummies

Source:http://www.dummies.com/how-to/content/what-it-means-to-diversify-your-investments.html

Network Administration: Linux nsswitch.conf File

The Linux nsswitch.conf configuration file controls how name resolution works when looking up various types of objects, such as host addresses and passwords. The below listing shows the sample nsswitch.conf file that comes with Fedora Linux. As you can see, this file is loaded with comments that explain what the various settings do.


You can use the files, db, and dns keywords to specify how objects should be retrieved. files specifies that the local file should be used, db specifies a database lookup, and dns specifies that a DNS server should be consulted.


The order in which you list these keywords determines the order in which the data sources are searched. Thus, if you want host names to be resolved first by the local Hosts file and then by DNS, you should include the following line in nsswitch:


hosts:  files dns

A Sample /etc/nsswitch.conf File


#
# /etc/nsswitch.conf
#
# An example Name Service Switch config file. This file should be
# sorted with the most-used services at the beginning.
#
# The entry ‘[NOTFOUND=return]’ means that the search for an
# entry should stop if the search in the previous entry turned
# up nothing. Note that if the search failed due to some other reason
# (like no NIS server responding) then the search continues with the
# next entry.
#
# Legal entries are:
#
# nisplus or nis+ Use NIS+ (NIS version 3)
# nis or yp Use NIS (NIS version 2), also called YP
# dns Use DNS (Domain Name Service)
# files Use the local files
# db Use the local database (.db) files
# compat Use NIS on compat mode
# hesiod Use Hesiod for user lookups
# [NOTFOUND=return] Stop searching if not found so far
#
# To use db, put the "db" in front of "files" for entries you want to be
# looked up first in the databases
#
# Example:
#passwd: db files nisplus nis
#shadow: db files nisplus nis
#group: db files nisplus nis
passwd: files
shadow: files
group: files
#hosts: db files nisplus nis dns
hosts: files dns
# Example - obey only what nisplus tells us...
#services: nisplus [NOTFOUND=return] files
#networks: nisplus [NOTFOUND=return] files
#protocols: nisplus [NOTFOUND=return] files
#rpc: nisplus [NOTFOUND=return] files
#ethers: nisplus [NOTFOUND=return] files
#netmasks: nisplus [NOTFOUND=return] files
bootparams: nisplus [NOTFOUND=return] files
ethers: files
netmasks: files
networks: files
protocols: files
rpc: files
services: files
netgroup: files
publickey: nisplus
automount: files
aliases: files nisplus


dummies

Source:http://www.dummies.com/how-to/content/network-administration-linux-nsswitchconf-file.html

The Punt Rules of a Football Game

Punting in American football, which is when a team kicks the ball to relinquish possession to the other team, occurs when a team’s offense is struggling. Like with everything else in football, punting has rules:



  • In the pros, only the players lined up on the ends are permitted to cross the line of scrimmage after the ball is snapped to the punter and before the ball is punted. In college and high school, all players on the punting team may cross the line of scrimmage after the snap.


    After the ball is punted, everyone on the punting team is allowed to cross the line of scrimmage with the intent of tackling the player fielding the punt (who’s also known as the punt returner).



  • Players aren’t allowed to block below the waist on punt returns. Such an illegal block is a 15-yard penalty and is marked off from where the team returning the punt gained possession of the ball.



  • If a punt doesn’t cross the line of scrimmage, either team may pick up the ball and run toward its own end zone.



  • A touchback occurs when a punt touches the end zone before the ball touches a player on either team, or when the punt returner catches the ball in the end zone and drops to one knee. The ball is then spotted on the receiving team’s 20-yard line.



  • Either team can down a punt after it hits the ground or after one of its players touches the ball past the line of scrimmage. To down the ball, a player must be in possession of the ball, stop his forward movement, and drop to one knee. Such action leads to an official blowing his whistle, signaling the end of action.



  • A partially blocked punt that crosses the line of scrimmage is treated like a typical punt.




Several times during a game, you see the punt returner stand and simply catch the ball. He doesn’t run. In this case, he’s probably calling for a fair catch:



  • To signal for a fair catch, the player who’s preparing to receive the punt must clearly extend his arm over his head and then wave it from side to side to let the officials and the defensive players know that he doesn’t plan to run with the ball after catching it.



  • After signaling for a fair catch, the punt returner can’t advance the ball.



  • If the defenders tackle the returner after he signals a fair catch, the kicking team incurs a 15-yard penalty.




However, the player signaling for a fair catch isn’t obligated to catch the ball. His only worry is not to touch the ball because if he does so without catching it, the loose ball is treated like a fumble, and the other team can recover it. After he touches it or loses control and the ball hits the ground, either team is allowed to recover the ball.


If the returner muffs a kick, or fails to gain possession, the punting team may not advance the ball if they recover it. If the returner gains possession and then fumbles, however, the punting team may advance the ball.




dummies

Source:http://www.dummies.com/how-to/content/the-punt-rules-of-a-football-game.html

Becoming a Personal Trainer For Dummies

To become a successful personal trainer, you have to master your certification exam, market yourself to potential clients, and know what clients want and need from a personal trainer.






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Telephoning Tips for Personal Trainers


Drumming up business as a personal trainer may start from a simple a phone call. Use these tips to reassure a prospective client of your personal training ability, make them feel comfortable, and answer any questions or concerns they have.



  • Introduce yourself by name and position. “This is Pat Pectoral of Pat’s Perfect Personal Training.”



  • Ask for your prospect’s first name, then use it when addressing her questions. But don’t overdo this, or you’ll sound like a particularly insincere used-car salesman.



  • Ask how you can help her. Then let her talk, and make sure you listen.



  • Ask questions if you’re not clear on the caller's needs. Your job is to find out what the caller is looking for and how you can give it to her. Ask questions to clarify the prospect’s needs.



  • Modify your rate of speech to match your caller’s. This is an old trick that helps the prospect feel comfortable with you.



  • Let her know it’s okay to interrupt you if she doesn’t understand what you’re saying. Talking with a trainer can be intimidating — especially for someone who isn’t a big exerciser! Assure the prospect that she can ask you anything at any time.



  • Keep your answers short and definitive. Getting too wordy can confuse your caller or make her lose interest in you.



  • No matter what your mood, be upbeat and maintain a positive attitude. You want to exude health and confidence.



  • Smile during your conversation. Your caller can hear it!



  • Make sure your voice reflects enthusiasm and cheer.



  • Speak with confidence. As the saying goes, “It’s not what you say but how you say it!”



  • Know what you’re talking about. If you don’t know an answer, admit it — don’t make one up.



  • Make notes to refer back to during the conversation. That way you can go back if you have a question about something the prospect said.



  • If you’re able to schedule an initial consultation with the potential client, reiterate the date, time, and location of your next meeting before closing the conversation.



  • Always thank the prospective client for calling, and wish her a good day/afternoon/evening before saying goodbye.







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How to Be a Successful Personal Trainer


Building up, and keeping clients, is key to the success of your personal training business. These guidelines will help you establish yourself professionally, and build your client relationships as a personal trainer.



  • Be a professional. Be sure to dress professionally (a polo shirt and clean sweat pants work well), always show up on time, and keep accurate files.



  • Don't be afraid to “fire” a client. If the client has become increasingly noncompliant, if you find yourself ending workouts early; or if the client has started to complain a lot, the best course of action may be to let her go. Tell her that you feel that Trainer X can offer her more than you can.



  • Scope out the competition. Your competitors are the personal trainers and personal training companies in your area that. The best way to “know your foe” is to “shop” them. Call as a prospective client and ask about their services, how much they charge, whether their trainers are certified, hours, whether they travel to the client’s home or office, and so on. Not only will you get the information you need to compete in the marketplace, you may pick up an idea or two for yourself.



  • Provide personal solutions. Your clients don’t all fit into one mold, and your programs and solutions for them shouldn’t, either. Ask questions to find out about the client’s unique situation and tailor your response to fit it.



  • Plan one step at a time. Break down tasks into manageable steps. For example, if your client has never been on a treadmill, don’t just put him on one and hit the On button. Tell him how to get on the treadmill, how to turn it on, how to step onto the tread, how to adjust the intensity, and how to turn it off.



  • Change up the program. We humans get bored doing the same thing every day. Keep your client motivated by occasionally upping the intensity and changing the exercises.



  • Provide positive reinforcement. Encourage and motivate your clients to keep them coming back. Tell your client how her performance compares to her past performance (if it’s better, that is), compliment her, include positive notes about her performance in her workout log, and send her an occasional e-mail or greeting card to let her know you’re proud of her.



  • Respect your clients’ privacy. Don’t tell other clients, trainers, or anyone else about a client’s home, personal life, or training program.



  • Follow up. Following up with clients holds them accountable and gives them little motivational boosts to boot. It’s simple — just check in once or twice (via phone or e-mail) when the client is between sessions.



  • Keep in touch with former clients. Staying in touch with your former clients is a good business practice. If you have clients who have moved on, shoot them an occasional phone call, letter, or e-mail to touch base and make sure they’re on track. You never know — they may decide to come back to you!







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How To Ace Your Personal Training Certification Exam


Being hired as a personal trainer requires a certification if you want to be taken seriously by potential employers and clients. These tips will help you hit the books and prepare for your certification exam:



  • Get ready to study. Make sure you have a quiet place where you can concentrate on the course materials, whether your kitchen or the local library. Turn off the TV, the radio (unless listening to classical music helps get your brain cells moving), and your Internet connection (unless you’re using online course materials). And make sure your study area is equipped with pencils, paper, and a good light source.



  • Find course materials. Each certifying organization offers its own course materials to help you study for the exam. You may receive (or be able to purchase) textbooks, online study guides, sample tests, and access to live seminars and courses. Check out the certifying organizations’ Web sites for information on the course materials that are available.



  • Role-play. If the exam includes a practical portion, you’ll need to get your hands on such equipment as skin-fold calipers and blood-pressure cuffs. Recruit some friends and use them to practice measuring flexibility, measuring body fat, performing submaximal cardio evaluations, and anything else you may have to perform on the test.



  • Use sticky notes. Learning anatomy is an active process — you have to get up and get moving to understand how the body works. Stick labels on your muscles and joints to remember what they’re called and how they move.



  • Draw up flash cards. Make up flash cards with definitions and formulas. You can test yourself whenever you have a free minute — in line at the grocery store, in the dentist’s waiting room, while stuck in traffic — or have a friend flash you (the cards, that is).



  • Get moving. Get off your chair and perform movements to find out which muscles are involved. Which muscles do you use when you kick? How about when you’re doing a bench press?







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dummies


Source:http://www.dummies.com/how-to/content/becoming-a-personal-trainer-for-dummies-cheat-shee.html

Greek Meatballs with Lemon Sauce

A rich lemon sauce accents these boiled meatballs, which are scented with a classic Greek combination of onion and mint. The meatballs emit a flavor while they cook, which converts the water in the pan into a wonderful broth.


Preparation time: 15 minutes


Cooking time: 35 minutes


Yield: 4 servings


1 small onion, minced


Fresh parsley


1 pound lean ground beef


1/4 teaspoon salt


1/4 teaspoon pepper


1/2 teaspoon dried mint


1/4 cup uncooked rice


3 tablespoons cornstarch


1 tablespoon olive oil


1 lemon


2 eggs


Salt to taste



  1. Mince the onion.



  2. Chop the parsley.



  3. In a medium bowl, mix together the onion, 2 tablespoons parsley, the ground beef, salt, pepper, mint, and rice.



  4. Shape the mixture into balls a little smaller in size than a ping-pong ball.


    You’ll have about 24 meatballs.



  5. Dust the meatballs lightly in cornstarch.



  6. Place the meatballs in a Dutch oven.



  7. Add enough water to cover them, then add the oil.



  8. Bring the water to a boil.



  9. Lower the heat to medium-low and let the meatballs simmer for 30 minutes.



  10. Juice the lemon.



  11. In a medium mixing bowl, whip the eggs for 2 minutes with an electric mixer.



  12. Add the lemon juice and mix.



  13. Remove the pan with the meatballs from the stove.



  14. Add 2/3 of the meatball broth, in a slow steady stream, to the eggs, whipping constantly.



  15. Taste the sauce; add salt to taste.



  16. Pour the lemon sauce into the Dutch oven.



  17. Cook for 2 minutes over very low heat.


    Don’t permit the mixture to boil, or the eggs will curdle.



  18. Serve immediately.













dummies

Source:http://www.dummies.com/how-to/content/greek-meatballs-with-lemon-sauce.html

Gluten-Free Indulgences

If you’re in the mood for some decadent snacks, you can choose from plenty of gluten-free indulgences. You still have to check the labels, but many varieties of these foods are gluten-free:



  • Tortilla chips



  • Crisps



  • Ice cream and sorbet



  • Chocolate



  • Sweets (not liquorice)



  • Chewing gum



  • Fizzy drinks and squashes (not barley water)











dummies

Source:http://www.dummies.com/how-to/content/glutenfree-indulgences.html

Behavioral Economics vs. Conventional Economics

Behavioral economics enriches the conventional economics toolbox by incorporating insights from psychology, neuroscience, sociology, politics, and the law. The result: more vibrant and revealing economic analyses based on more realistic assumptions about how individuals behave in the real world and the real-world circumstances that influence the decisions they make.























































Conventional Economics Says . . .Behavioral Economics Says . . .
For economic analysis, the assumptions made about people
don’t have to be realistic.
For economic analysis, the assumptions made about people must
be realistic.
People are endowed with the capacity to efficiently and
effectively acquire and process all relevant information.
People are not endowed with the capacity to efficiently and
effectively acquire and process all relevant information. People
are referred to as being boundedly rational — they do the
best they can, given the constraints they face.
People can figure out and factor in the future consequences of
current decisions.
People aren’t always able to figure out the future
consequences of current decisions, especially in a world of
uncertainty (in other words, the real world).
People always make smart decisions, ones that they don’t
regret.
People can and often do make decisions they end up
regretting.
People always make decisions in an ideal decision-making
environment, where they have all the information they need and the
time to make the best possible decision.
People often face decision-making environments that prevent
them from making the best possible choices.
Wealth and income maximization are all that matter.Wealth and income maximization aren’t the only things
that matter. Being fair, doing the right thing, maintaining a good
reputation, and pleasing friends, neighbors, and partners are also
important, even if they come at the expense of some wealth or
income.
Relative positioning isn’t important. It doesn’t
matter how much money your neighbor makes; all that matters is how
much you make.
Relative income can be as important to people’s happiness
as absolute income. People derive happiness from earning more than
other people do.
People aren’t influenced by anyone or anything else.People are influenced by their peers, by their past, and by
their circumstances.
People are narrowly self-interested, and this is the only
rational way to be.
Many people are narrowly self-interested, but altruism and
ethics also can be important motivators for behavior.
How hard and well people work is assumed to be fixed, usually
at some maximum point. Therefore, people don’t change how
hard they work and productivity can’t be affected by the work
environment.
How hard and well people work is determined by their work
environment and by their individual preferences. As a result,
productivity, costs, and prices can be affect by the work
environment.
People are pretty much all the same.People are different, with different tastes and
preferences.
Markets are efficient, even if they appear to be inefficient.
Efficiency is everywhere.
Markets can be highly inefficient, and if they look
inefficient, they probably are.



dummies

Source:http://www.dummies.com/how-to/content/behavioral-economics-vs-conventional-economics.html

Potty-Training Steps in a Nutshell

Potty training can be broken down into steps, just like any other learning process. The first step is to choose a weekend to devote to getting your child potty-trained, one that you and your child can spend focusing on meeting the potty-training challenge. The following very broad steps outline the four basic tasks:



  1. Have your little doll teach her little doll how to use the potty.



  2. Do hourly potty-sits throughout Potty Training Weekend.



  3. Set up a Success Chart with gold stars or fun stickers for good tries and even minor successes (tiny trickles).



  4. Switch from diapers to training pants after your toilet-trainee has racked up a few successes.











dummies

Source:http://www.dummies.com/how-to/content/pottytraining-steps-in-a-nutshell.html

What to Consider When Buying Put Options in Stock Trading

When you buy a put option, you’re hoping that the price of the underlying stock falls. You make money with puts when the price of the option rises, or when you exercise the option to buy the stock at a price that’s below the strike price and then sell the stock in the open market, pocketing the difference. By buying a put option, you limit your risk of a loss to the premium that you paid for the put.


If, for example, you bought an ABC December 50 put, and ABC falls to $40 per share, you can make money either by selling a put option that rises in price or by buying the stock at $40 on the open market and then exercising the option, thus selling your $40 stock to the writer for $50 per share, which is what owning the put gave you the right to do.


Put options are used either as pure speculative vehicles or as protection against the potential for stock prices to fall. When you buy a put option, you are accomplishing essentially the same thing as short selling without some of the more complicated details. Put options also give you leverage because you don’t have to spend as much money as you would trying to short-sell a stock.


Out-of-the-money puts are riskier but offer greater reward potential than in-the-money puts. The flip side is that if a stock falls a relatively small amount, you’re likely to make more money from your put if you own an in-the-money option.


In contrast to call options, you may be able to buy a longer-term put option for a fairly good price. Doing so is a good idea, because it gives you more time for the stock to fall. Buying the longer-term put also protects you if the stock rises, because its premium will likely drop less in price.




dummies

Source:http://www.dummies.com/how-to/content/what-to-consider-when-buying-put-options-in-stock-.html

Treating Prostate Conditions


5 of 14 in Series:
The Essentials of Men’s Sexual Health





If you suffer from a prostate condition, you should be seeking a doctor’s help. Doctors have various treatments for prostate conditions, both medicinal and surgical. In some cases, such as prostate cancer, treatment is absolutely necessary for recovery. Other conditions, such as benign prostatic hypertrophy, are not dangerous, but patients will appreciate the relief that professional treatment can provide. That said, prostate condition treatments may come with side effects, such as erectile dysfunction.


Because the prostate gland is part of a man’s sexual organs, it’s not surprising that some treatments have side effects that impair sexual functioning. Some medications used to treat either an enlarged or a cancerous prostate can reduce sexual desire. Surgical removal of part or all of the prostate is another measure that can be taken, which also has potential side effects.


The most common form of surgery for an enlarged prostate is called a transurethral resection of the prostate (TURP). Approximately 5 to 10 percent of men who are operated on experience erectile dysfunction after the surgery, and 80 to 100 percent experience something called retrograde ejaculation. This means that, during ejaculation, the semen flows backwards into the bladder instead of out of the penis. This condition doesn’t affect a man’s ability to have an orgasm, so some men find that retrograde ejaculation — doesn’t bother them; others report sex to be less pleasant because of the lack of fluid. Retrograde ejaculation definitely poses a problem if the man is trying to impregnate a woman; in that case, artificial insemination may be necessary.


Because the various treatments for prostate problems, particularly surgery, can leave a man with erectile dysfunction (inability to have an erection), many men avoid going to the doctor when they first sense that something may be wrong. Of course, the condition will only worsen, and by the time they do go for treatment, it may be too late. Luckily, thanks to erectile dysfunction (ED) drugs, such as Viagra, men who have prostate problems may be able to regain their ability to have erections even after surgery.


In fact, going to see your doctor at the first sign of any erectile difficulties could be important because common reasons for ED include high blood pressure and diabetes, medical conditions that need to be treated as soon as any symptoms appear.




dummies

Source:http://www.dummies.com/how-to/content/treating-prostate-conditions.html

How to Tighten Your Buns with Squats


2 of 6 in Series:
The Essentials of Day 3 of Your Ten-Minute Tone-Up





If you want great buns in a minimal amount of time, be sure to add squats to your workout routine. Squats tighten your buns and also work the thighs. Experts give this exercise a high rating.



  1. Stand tall with your feet hip-width apart. Your arms should be down with palms resting on top of your thighs.


    Hold your abs in tight and butt tucked under.



  2. With bent knees, slowly squat or lower your body down as you reach your arms out in front of you up to shoulder level. Stop squatting when your thighs are parallel to the floor. Slowly return to start.


    Do five to ten repetitions. As you progress, work up to 10 to 20 repetitions.




Pretend that you’re sitting down in a chair. This helps you perfect the move. Remember to stop to avoid falling down! Push your weight into your heels rather than the toes. This emphasizes the butt muscles instead of the quads. See if you can wiggle your toes in your shoes while performing your squats. If you can’t, you are putting too much weight on the balls of your feet and not enough on your heels. Shift your weight accordingly.


Use these other options to adapt the exercise to your fitness level:



  • *Use a chair: If you are a beginner, place a chair behind you. Sit back into the chair briefly for support before you return to start. Be careful not to rock back and forth during this move. Doing so uses momentum rather than muscle. Momentum does nothing for the butt.



  • *Use weights: Beef up this butt move by holding a dumbbell in each hand. Keep your arms at your side for the entire exercise.






dummies

Source:http://www.dummies.com/how-to/content/how-to-tighten-your-buns-with-squats.html

Why Customers Choose Your Business over the Competition

Understanding why people choose one product or service over another is crucial to creating your advertising message. When devising an ad apply the following list of details to ensure prospective customers choose your product or service over the competition.



  • Image: The image of your business is more in tune with the customer's own tastes and desires.



  • Personality: The personality of your business is friendly and one they feel comfortable with. Remember: Personality begins with you and the people who work for you.



  • Convenience: Your business practices should be convenient for your customers, not you. Depending on your business, that means being open, available, or accessible when your customers need you; finding a good location; offering great parking; and ensuring a bright and cheerful ambience to your office, store, place of business, and even your Web site!



  • Service: Market research shows that what customers want most from any business they patronize is good, old-fashioned service.



  • Uniqueness: You can find no more-certain way to attract customers than to offer something they can't get elsewhere.



  • Price: If you're only selling price, you have to continue to lower that price, or come up with even better terms, on an ongoing basis in order to continue to attract new and existing customers. Make sure you're offering several other benefits to your customers beyond price.






dummies

Source:http://www.dummies.com/how-to/content/why-customers-choose-your-business-over-the-compet.html

Pair Up to Define Your Day Trading Strategy

You need a trading strategy before you start day trading. In the pairs trading strategy, a trader goes long a strong stock and short a weaker one in the same category. The idea is that in an up market, gains on the long will outpace losses on the short, and in a down market, gains on the short will outpace losses on the long.


A pairs trader looks for two related assets and goes long on the stronger one and short on the weaker. Many pairs traders work with stocks and look for two companies in the same industry, but a pairs strategy can be worked in futures and currency markets, too — going long on metals and short on interest rate futures, for example, or long on the dollar and short on the euro.


The idea is to get the maximum return possible from a trend that affects both assets. For example, if one retail stock does really well, it may be because the company is taking market share from a weaker one. These trades are a little more complex because you have to plan both sides.


The key is finding a strategy that fits your temperament and style so that you can act on it. A strategy is only as good as the trader who executes it.




dummies

Source:http://www.dummies.com/how-to/content/pair-up-to-define-your-day-trading-strategy.html

Find the Slope of a Curve with the TI-84 Plus

The TI84 graphing calculator is not equipped to find the derivative of a function. For example, it cannot tell you that the derivative of x2 is 2x. But the calculator is equipped with a numerical routine that evaluates the derivative at a specified value of x.


This numerical value of the derivative is the slope of the tangent to the graph of the function at the specified x-value. It is also called the slope of the curve. To find the slope (derivative) of a function at a specified value of x, perform the following steps:



  1. Graph the function in a viewing window that contains the specified value of x.


    To get a viewing window containing the specified value of x, that value must be between Xmin and Xmax.



  2. Set the Format menu to ExprOn and CoordOn.



  3. Press [2nd][TRACE] to access the Calculate menu.



  4. Press [6] to select the dy/dx option.



  5. If necessary, repeatedly press


    image0.png

    until the appropriate function appears at the top of the screen.


    This is illustrated in the first graph shown here.



  6. Enter the specified value of x.


    To do so, use the keypad to enter the value of x. As you use the keypad, X= appears, replacing the coordinates of the cursor location appearing at the bottom of the screen in the previous step. The number you key in appears after X=. This is illustrated in the second graph. If you make a mistake when entering your number, press [CLEAR] and re-enter the number.


    If you are interested only in finding the slope of the function in a general area of the function instead of at a specific value of x, instead of entering a value of x, just use the


    image1.png

    and


    image2.png

    to move the cursor to the desired location on the graph of the function.



  7. Press [ENTER].


    After pressing [ENTER], the slope (derivative) is displayed at the bottom of the screen. This is illustrated in the third graph here.


    image3.jpg











dummies

Source:http://www.dummies.com/how-to/content/find-the-slope-of-a-curve-with-the-ti84-plus.html

Common Port Numbers for Snow Leopard Server Services

Mac OS X Snow Leopard Server’s unique services have some unique port numbers. Here are some of the more common default port numbers for configuring firewalls and router port-forwarding.







































































































ServicePort NumberProtocol
AFP (Apple file service )548TCP
Apple Remote Desktop (Remote Management)3283, 5900TCP, UDP
HTTP (Web service)80 or 8080TCP
HTTPS (secure Web service via SSL)443TCP
iCal Server8008TCP
iCal Server using SSL (Secure Sockets Layer)8443TCP
iChat Server5222TCP
iChat Server’s file transfer proxy7777TCP
iChat Server, server-to-server connection5269TCP
iChat Server using SSL5223TCP
Mail: IMAP143TCP
Mail: IMAP using SSL993TCP
Mail: POP3110TCP, UDP
Mail: POP3 using SSL995TCP, UDP
Mail: SMTP legacy SSL submission465TCP
Mail: SMTP standard25TCP, UDP
Mail: SMTP submission587TCP
SMB/CIFS (Windows file service)161TCP
SSH (Secure Shell) remote connection22TCP, UDP



dummies

Source:http://www.dummies.com/how-to/content/common-port-numbers-for-snow-leopard-server-servic.html

Is Competition a Good Way to Motivate Business Teams?

Although competition among teams can be a potent motivator, the approach can also backfire, creating resentment and hard feelings. When using team competitions as a motivating tool, make sure that everyone plays on a level field. As you establish how you’ll judge performance — profits, unit sales, web-site hits, or other measurements — make sure you compare the work of the teams, not external factors that team members have little control over.


A major health-related website reorganized its writers and editors to create small editorial teams, each in charge of a specific content area or channel — men’s health, diet and nutrition, children’s health, fitness, and so on. The head honchos gave each team creative freedom to shape the channel and develop new features.


The company then set up monthly meetings to review channel performance and recognize important achievements, such as award-winning stories. By virtually every measure, the quality of the website improved dramatically over the next six months.


The web company then tried to go one step further. To create competition among the channels, managers started tracking the number of hits (people logging on to the website) each channel received each month. That sounded like a good idea on paper. In reality, it spelled trouble.


In the case of the web company, the number of hits had little to do with the quality of a particular channel and much to do with the interests of the website’s visitors, who tended to be women in their 30s and 40s. As a result, the men’s health channel was always less popular than the women’s health channel, regardless of the quality of stories or its special features.


The result: Instead of motivating employees, the use of hits as a measure created a sense of frustration and unfairness among the teams. Fortunately, the company quickly abandoned the competition in favor of data reflecting the popularity of the entire website.




dummies

Source:http://www.dummies.com/how-to/content/is-competition-a-good-way-to-motivate-business-tea.html

Understanding the Treatment of Jews during World War II

As early as 1933, the Nazis had been sending people to concentration camps. Initially, these camps were located in Germany (like Dachau and Bergen-Belsen) and were used for "undesirable" people: To the Nazis, these undesirable people included Communists, Democrats, Socialists, political prisoners, homosexuals, and Jews. During the war, these camps also held Soviet prisoners of war and slave laborers. Executions were commonplace, and most inmates of the camps were simply worked to death. It wasn't until later, however, that the camps came to be associated with Jews. The death camps, on the other hand, were intended only for the Jews from the beginning; these were the camps the Nazis created in order to exterminate them.



As the Nazi control spread through Europe, the deportation of Jews to concentration camps and death camps grew: Between 1939 and 1941, Austria, Hungary, and even France (led by the Vichy government) deported Jews. Although Germany had been removing Jews from Germany for some time, it wasn't until 1941 that the Nazis began a massive deportation of Jews.



The ghettos of Poland were another Nazi creation. To get the Lebensraum he wanted from Poland, Hitler needed to clear the Jews from the Polish countryside. To do this, the Nazis forced the Jewish population to sections of cities, which they were then forbidden to leave. Often, walls surrounded these areas, which were patrolled by heavily armed guards, trapping the people within.



By 1942, as the Nazis implemented the last phases of the Final Solution, Jews were being sent from ghettos, concentration camps, and transit camps (essentially way stations) to their deaths.



Life in the ghetto


Each ghetto had a Jewish council (the Judenrat), which was responsible for ensuring that people followed Nazi policies. The council, made up of rabbis and other leaders in the Jewish community, was also responsible for distributing food, policing the ghetto, and taking care of the health and welfare (such that it was) of the people.



The living conditions in the ghettos were horrible. Deprived of food (the people in the ghetto were to receive the leftovers from the general population, but not more than was needed for bare sustenance), medical care, many of the basic necessities of life, and used extensively as slave labor, many Jews died of malnutrition, disease, and starvation. Several Jews were also executed for alleged crimes.



Like the concentration camps, the ghettos were simply a temporary solution to the Jewish problem for the Nazis. Eventually, these ghettos would be emptied and the inhabitants murdered.



Life in the concentration camps


During the years that Hitler ruled Germany, over 100 concentration camps appeared all over Europe. Although not used strictly for extermination purposes, the living conditions at the concentration camps were brutal and the death rates high.



The function of the prisoners in the concentration camps was to work, but their lives were worthless to the guards, the camp commanders, and the ever-present SS. Anyone who couldn't work was killed, and those who could work were usually worked to death.



Working long hours at hard labor in all kinds of weather and under constant beatings by the guards, many prisoners died from exhaustion and exposure. With only a little food a day (usually a piece of bread and weak soup), many others died from malnutrition and starvation. Even those prisoners who managed to avoid starvation or death by exposure were still vulnerable to death at the hands of the guards.



Medical care did not exist. The ill and the weak were abandoned to die. Others, many of them children, died at the hands of doctors who conducted barbaric medical experiments on them.



Because so many prisoners died — in fact, the goal in many concentration camps was "extermination by work" — most camps had crematoriums so that the guards could dispose of the bodies. Near the end of the war, these camps were used as holding areas for Jews from death camps who were moved westward to avoid detection.



The "death factories"


The death camps, like Auschwitz, Birkenau, Chelmno, Treblinka, and Sobibor, were unique in that they were simply temporary holding areas for the mass murder of people. Jews were unloaded from train cars and in many cases herded directly to gas chambers or firing squads. Those who escaped immediate death were often used as slave laborers at the camp itself. They were placed in work details that supported the execution process (working the crematoriums, for example) until they, too, were killed. In Auschwitz, some able-bodied prisoners were kept alive as slave labor to assist in war production until they succumbed to overwork and starvation.



The death camps used gas chambers as their means of murder, and these were chillingly efficient. Some, such as the twin chambers in Auschwitz-Birkenau (the largest death camp), could accommodate over 4,000 people at a single time. Victims destined for the gas chambers were forced to remove their clothing; then they were shoved into the death chamber itself. About 20 minutes after the gas (usually Zyklon-B) was released in the room, everyone inside was dead.



The bodies of the victims were stripped of any remaining valuables, such as gold from their teeth and rings, and then burned in ovens built especially for this purpose. When the ovens gave out, as they did in some death camps because of the sheer number of people killed, the Germans burned the bodies out in the open.










dummies

Source:http://www.dummies.com/how-to/content/understanding-the-treatment-of-jews-during-world-w.html

Six Sigma For Dummies

To apply Six Sigma to your business and produce the best results, you need to understand what Six Sigma is, the principles of Six Sigma, and the DMAIC problem-solving method. The correct tools and use of the Six Sigma scale and methods will keep your data dependable and reusable.






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What Is Six Sigma?


Generally, Six Sigma is a problem-solving methodology that helps enhance business and organizational operations. It can also be defined in a number of other ways:



  • A quality level of 3.4 defects per million opportunities



  • A rate of improvement of 70 percent or better



  • A data-driven, problem-solving methodology of Define-Measure-Analyze-Improve-Control



  • An initiative taken on by organizations to create bottom-line breakthrough change







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Six Sigma Principles


Six Sigma is based on a handful of basic principles, and these principles create the entire Six Sigma arrangement. Here are Six Sigma's fundamental principles:



  • Y = f(X) + å: All outcomes and results (the Y) are determined by inputs (the Xs) with some degree of uncertainty (å).



  • To change or improve results (the Y), you have to focus on the inputs (the Xs), modify them, and control them.



  • Variation is everywhere, and it degrades consistent, good performance. Your job is to find it and minimize it!



  • Valid measurements and data are required foundations for consistent, breakthrough improvement.



  • Only a critical few inputs have significant effect on the output. Concentrate on the critical few.







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The Six Sigma Scale


The Six Sigma scale shows how well a vital feature performs compared to its requirements. The higher the sigma score, the more efficient the feature is. This table shows the universal Six Sigma scale:




















































Sigma Level (Z)Defects per Million Opportunities (DPMO)Percent Defects (%)Percent Success (Yield %)Capability (CP)
1691,46269310.33
2308,53831690.67
366,8076.793.31.00
46,2100.6299.381.33
52330.02399.9771.67
63.40.0003499.999662.00




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The DMAIC Method of Six Sigma


The DMAIC (Define-Measure-Analyze-Improve-Control) project method is a formalized problem-solving process of Six Sigma. It’s made-up of five steps to apply to any procedure of a business to improve effectiveness.



  1. Define: Set the context and objectives for your improvement project.



  2. Measure: Determine the baseline performance and capability of the process or system you’re improving.



  3. Analyze: Use data and tools to understand the cause-and-effect relationships in your process or system.



  4. Improve: Develop the modifications that lead to a validated improvement in your process or system.



  5. Control: Establish plans and procedures to ensure that your improvements are sustained.







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The Tools-Methods Landscape of Six Sigma


Having the right tools and knowing how to apply them to your Six Sigma projects will help you produce accurate, acceptable, and reusable outcomes. Here’s an overview of the Six Sigma landscape:


image0.jpg



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dummies


Source:http://www.dummies.com/how-to/content/six-sigma-for-dummies-cheat-sheet.html

How to Customize PowerPoint 2010

PowerPoint 2010 has made customizing programs easier than ever. Don’t be shy. Try out these techniques for customizing PowerPoint. Your presentations — and your audiences — will enjoy the benefits!



  • Quick Access toolbar: Located in the upper-left corner of the screen, the Quick Access toolbar is always there. Why not make it even more useful? To place any button on the toolbar, right-click it and choose Add to Quick Access Toolbar. Or click the Customize Quick Access Toolbar button (it’s located to the right of the Quick Access toolbar) and choose a button on the drop-down list.



  • Ribbon: Running across the top of the PowerPoint screen, the Ribbon offers tabs with commands for doing this, that, and the other thing. To customize the Ribbon and make getting to the commands you need that much faster, right-click the Ribbon and choose Customize the Ribbon. You go to the Customize Ribbon tab of the Options dialog box. From there, you can move tabs and groups on the ribbon, create your own tabs, and create your own groups.



  • Status bar: The status bar along the bottom of the screen gives you information about the presentation you’re working on. Maybe you want more information — or you think the status bar is too crowded. To change what’s on the status bar, right-click it and select options on the pop-up menu.



  • Changing the color scheme: PowerPoint 2010 offers three color schemes for changing the look of the screen. To change color schemes, start on the File tab, choose Options, select the General category in the PowerPoint Options dialog box, open the Color Scheme drop-down list, and choose Blue, Silver, or Black.






dummies

Source:http://www.dummies.com/how-to/content/how-to-customize-powerpoint-2010.html

How to Recognize an Allergic Reaction in Your Dog

Dog have allergies, just like people do — and often to the same things such as dust, pollen, grass, and insect bites. Your furry friend may also be allergic to certain ingredients in her kibble.


In addition to normal allergic reactions, like itching and sneezing, some dogs may experience more severe symptoms such as



  • Scratching: Your dog’s intense scratching is most likely a result of itchy allergies. The most common itchy places are the skin of the feet, face, ears, and belly. Intense scratching can result in raw, bleeding skin that makes it susceptible to secondary bacterial infection.



  • Hives or swelling of the muzzle: Some dogs respond to an allergen with swelling of the face or bumps that appear over a large part of the trunk. You may also see the dog biting or licking at herself or she may have red, weeping eyes.


    Apply a cold pack to the swollen area if it is small. If the swelling continues or there is swelling over a large area, contact your veterinarian. Check your dog’s respiration periodically, because there may also be swelling of the throat, which can impair her breathing.



  • Shock: Signs of shock include weak or rapid pulse, shallow breathing, gray, purple, or pale gums, glazed eyes, weakness, or collapse. Lay the dog on her side and cover her with a blanket. Administer CPR if necessary. Transport the dog to a veterinarian as soon as possible.




The best way to determine whether your dog has allergies — and if so, to what — is for a veterinary dermatologist to perform skin tests, just like the ones performed on people. Blood tests are an acceptable first test for allergies, but they aren’t nearly as sensitive as skin tests are.


Identifying the offending allergen is important so that you can limit your dog’s exposure to that allergen if possible or get her allergy shots, if that’s an option. Allergy shots help about 75 percent of dogs with inhalant allergies.


If initial treatments fail and the itching is bad enough, your veterinarian may prescribe antihistamines to help suppress the allergic reaction or even a one-week course of corticosteroids (drugs that suppress immune responses) to stop the itch-scratch cycle. If the symptoms persist and continue to be severe, your dog may have to be on steroids for a longer period of time. In this case, the steroids should be given every other day as prescribed by your veterinarian to reduce the considerable side effects that accompany their use.


Because of the side effects, consider long-term use of steroids only when all other alternatives have failed.




dummies

Source:http://www.dummies.com/how-to/content/how-to-recognize-an-allergic-reaction-in-your-dog.html

Differences between Trading, Investing, and Gambling

Day trading is a cousin to both investing and gambling, but it is not the same as either. Day trading involves quick reactions to the markets, not a long-term consideration of all the factors that can drive an investment. It works with odds in your favor, or at least that are even, rather than with odds that are against you.


Investing is slow and steady


Investing is the process of putting money at risk in order to get a return. It’s the way that businesses get started, roads get built, and explorations get financed.


Investing is very much focused on the long term. Good investors do a lot of research before committing their money because they know that it will take a long time to see a payoff. Investors often invest in things that are out of favor, because they know that, with time, others will recognize the value and respond in kind.


In contrast to investing, day trading moves fast. Day traders react only to what’s on the screen. There’s no time to do research, and the market is always right when you’re day trading. You don’t have two months or two years to wait for the fundamentals to work out and the rest of Wall Street to see how smart you were. And if you can’t live with that, you shouldn’t be day trading.


Day trading works fast


Trading is the act of buying and selling securities. All investors trade, because they need to buy and sell their investments. But to investors, trading is a rare transaction, and they get more value from finding a good opportunity, buying it cheap, and selling it at a much higher price sometime in the future. But traders are not investors.


Traders look to take advantage of short-term price discrepancies in the market. In general, they don’t take a lot of risk on each trade, so they don’t get a lot of return on each trade, either. Traders act quickly. They look at what the market is telling them and then respond.


They know that many of their trades won’t work out, but as long as more than half work, they’ll be okay. They don’t do a lot of in-depth research on the securities they trade, but they know the normal price and volume patterns well enough that they can recognize potential profit opportunities.


Trading keeps markets efficient because it creates the short-term supply and demand that eliminates small price discrepancies. It also creates a lot of stress for traders, who must react in the here and now. Traders give up the luxury of time in exchange for a quick profit.


Speculation is related to trading in that it often involves short-term transactions. Speculators take risks, assuming a much greater return than may be expected, and a lot of what-ifs may have to be satisfied for the transaction to pay off. Many speculators hedge their risks with other securities, such as options or futures.


Gambling is nothing more than luck


A gambler puts up money in the hopes of a payoff if a random event occurs. The odds are always against the gambler and in favor of the house, but people like to gamble because they like to hope that, if they hit it lucky, their return will be as large as their loss is likely.


Some gamblers believe that the odds can be beaten, but they are wrong. They get excited about the potential for a big win and get caught up in the glamour of the casino, and soon the odds go to work and drain away their stakes.




dummies

Source:http://www.dummies.com/how-to/content/differences-between-trading-investing-and-gambling.html

Noting the Signs and Symptoms of Hyperthyroidism

Hyperthyroidism, whether caused by Graves' disease or another condition, produces consistent signs and symptoms that affect every part of your body. The major abnormalities are described in the following sections, grouped according to the organ system of the body that is affected.



The body generally


Hyperthyroidism can cause your body temperature to be persistently high. You may lose weight despite an increased appetite. The weight loss is due to the loss of lean body tissue like muscle, not due to a loss of fat. In rare cases, a patient gains weight because she is eating so many calories. Hyperthyroidism can cause you to feel weak. You may feel lymph glands all over your body, because Graves' disease is an autoimmune disease and the lymph system is a key player in autoimmunity. Your tonsils, which are part of the lymph system, are also enlarged.



There are other possible reasons for the enlargement of lymph glands that are more serious than Graves' disease, so if you experience this, see your doctor.



The thyroid


When Graves' disease is the cause of hyperthyroidism, your thyroid is enlarged in a symmetrical way and the entire gland is firm. When a single overactive nodule (a bump on your thyroid) is to blame for hyperthyroidism, that nodule is large, but it often causes the rest of the gland to shrink. When a multinodular goiter is responsible, you can feel many lumps and bumps on your thyroid.



If you put your hand over an enlarged thyroid, you can often feel a buzz that is called a thrill and results from the great increase in blood flow in the overactive thyroid. You can hear the thrill with a stethoscope; the sound is called a bruit.



The skin and hair


Hyperthyroidism can cause your hands to feel warm and moist, and they may appear red. You may experience a loss of skin pigmentation (a condition called vitiligo) in places, which is another sign of autoimmunity. Other areas of your skin may appear darker. Your hair may be fine, straight, and unable to hold a curl.



The heart


Hyperthyroidism can cause a rapid pulse, which you feel as heart palpitations. The first sign of Graves' disease is sometimes atrial fibrillation, an irregular heart rhythm. If a patient is older and already has heart disease, hyperthyroidism can induce heart failure, or heart pain (angina) may appear or be made worse because the heart beats too rapidly. You may experience shortness of breath.



The nervous system and muscles


If you have hyperthyroidism, your fingers have a fine tremor when you hold your hands out. The loss of muscle tissue leads to weakness. Your reflexes are increased; some patients can't sit still. Basically, if you are hyperthyroid, most likely you're nervous, you don't sleep as much as you used to, and you have rapidly changing emotions, from exhilaration to depression.



The reproductive system


Hyperthyroidism can cause a decrease in fertility because it interferes with ovulation. Menstrual flow is decreased as well and may cease.



The stomach and intestines


If you are hyperthyroid, food moves more quickly through your intestines than it used to, and you have more frequent bowel movements or even diarrhea. You may experience nausea and vomiting.



The urinary system


As more blood flows, your kidneys filter more, and more urine is produced so you go to the bathroom more frequently. In turn, you feel more thirsty than usual.



The eyes


Any form of hyperthyroidism results in reversible changes to the eyes. Your upper eyelids may be pulled up higher so more of the white above the pupil is seen, which makes it appear as if you're staring and pop-eyed. When you are asked to look down, your upper eyelid may not follow your eye, which exposes even more white. This is called lid lag.



Graves' disease can cause more serious eye problems.










dummies

Source:http://www.dummies.com/how-to/content/noting-the-signs-and-symptoms-of-hyperthyroidism.html

Word 2007 All-in-One For Dummies

Word 2007 offers all the features of previous Word releases, although keyboard shortcuts and commands may be slightly different. But the Word window looks much the same with familiar tools and features surrounding it.






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The Word 2007 Window


Using Microsoft Word 2007 is pretty easy, especially if you're already familiar with Word. If you're not, or if you sometimes appreciate images more than words, check out the following Word window, which shows a blank document and some of the most useful features:


image0.jpg



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Keyboard Shortcuts for Word 2007


As with every Word release, Word 2007 offers a whole range of keyboard shortcuts so that you can format and edit your Word documents quickly and easily. The following table also shows the shortcuts for some commonly used commands:




















































































Common Commands
Editing Commands
Formatting Commands
CommandKeysCommandKeysCommandKeys
NewCtrl+NUndoCtrl+ZBoldCtrl+B
OpenCtrl+OCutCtrl+XItalicCtrl+I
SaveCtrl+SCopyCtrl+CUnderlineCtrl+U
PrintCtrl+PPasteCtrl+VCenterCtrl+E
HelpF1Select AllCtrl+ALeft AlignCtrl+L
New PageShift+EnterFindCtrl+FRight AlignCtrl+R


ReplaceCtrl+HJustifyCtrl+J


DuplicateCtrl+DNormalCtrl+spacebar




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Translating Word 2003 Features to Word 2007


Word 2007 has just as many features as Word 2003 and maybe a few more. But if you're used to Word 2003, you may want the help offered in the following table to convert Word 2003 commands to ones Word 2007 understands.





































































Word 2003 CommandEquivalent Word 2007 CommandWord 2003 CommandEquivalent Word 2007 Command
File→NewOffice→NewInsert→DiagramInsert tab, Illustrations group, SmartArt
File→SaveOffice→SaveFormat→FontHome tab, Font group, dialog box launcher
File→Page SetupPage Layout tab, Page Setup groupFormat→ParagraphHome tab, Paragraph group, dialog box launcher
Edit→UndoQuick Access toolbar, UndoFormat→Styles and FormattingHome tab, Styles group, dialog box launcher
Edit→FindHome tab, Editing group, FindTools→Spelling and GrammarReview tab, Proofing group, Spelling and Grammar
Edit→ReplaceHome tab, Editing group, ReplaceTools→Letters and MailingsMailings tab
View→Master→Slide MasterView tab, Presentation Views group, Slide MasterTools→Templates and Add-InsOffice→Word Options, Add-Ins tab, select Templates in the
Manage drop-down list and click Go
Insert→SlideHome tab, Slides group, Add SlideTools→OptionsOffice→Word Options
Insert→Picture→Clip ArtInsert tab, Illustrations group, Clip ArtTable→Draw TableInset tab, Tables group, Table
Insert→Picture→From FileInsert tab, Illustrations group, Picture





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dummies


Source:http://www.dummies.com/how-to/content/word-2007-allinone-for-dummies-cheat-sheet.html

Keyboard Shortcuts for Windows 2000 Administration

As a network administrator working with Windows 2000 you can make use of dozens of keyboard shortcuts to make your tasks move right along. The following table shows shortcuts for the commands you need to use most often:



































































































PressToPressToPressTo
CTRL+CCopy.CTRL+DOWN ARROWMove the insertion point to the beginning of the next
paragraph.
ALT+ESCCycle through items in the order they were opened.
CTRL+XCut.CTRL+UP ARROWMove the insertion point to the beginning of the previous
paragraph.
F6Cycle through screen elements in a window or on the
desktop.
CTRL+VPaste.CTRL+SHIFT with any arrow keyHighlight a block of text.SHIFT+F10Display the shortcut menu for the selected item.
CTRL+ZUndo.SHIFT with any of the arrow keysSelect more than one item in a window or on the desktop, or
select text within a document.
ALT+SPACEBARDisplay the System menu for the active window.
DELETEDelete.CTRL+ASelect all.CTRL+ESCDisplay the Start menu.
SHIFT+DELETEDelete selected item permanently without placing the item in
the Recycle Bin.
F3Search for a file or folder.F10-Activate menu bar in the active program.
CTRL while dragging an itemCopy selected item.CTRL+OOpen an item.RIGHT ARROW-Open the next menu to the right, or open a submenu.
CTRL+SHIFT while dragging itemCreate shortcut to selected item.ALT+ENTERView properties for the selected item.LEFT ARROW-Open the next menu to the left, or close a submenu.
F2Rename selected item.ALT+F4Close the active item, or quit the active program.F5Refresh the active window.
CTRL+RIGHT ARROWMove the insertion point to the beginning of the next
word.
CTRL+F4Close the active document in programs that allow you to have
multiple documents open simultaneously.
BACKSPACE-View the folder one level up in My Computer or Windows
Explorer.
CTRL+LEFT ARROWMove the insertion point to the beginning of the previous
word.
ALT+TAB-Switch between open items.ESCCancel the current task.








dummies

Source:http://www.dummies.com/how-to/content/keyboard-shortcuts-for-windows-2000-administration.html

Combining Trading Price Point-and-Figure Techniques with Other Indicators

The innate simplicity of trading price point-and-figure (P&F) charting is appealing, but you can add value to decision making by speeding up the buy/sell signal or seeking confirmation or lack of confirmation from other indicators.


Here’s how you can use point-and-figure charting along with other indicators:



  • Moving averages: You use the price at the center of each column in calculating a moving average in P&F charts, instead of using the usual method of averaging prices over a fixed number of periods. Thus you’re using the average price per reversal. If the moving average shows that you had a downtrend and now you get a new column of Xs that rises over the moving average, you have more confidence that the Xs really do imply a rising trend and thus a safer buy signal.



  • Parabolic stop-and-reverse indicator: The parabolic stop-and-reverse (SAR) indicator delivers a speedier reversal than waiting for a new column of Xs or Os. The parabolic SAR has the advantage of tightening your stop while the momentum of a price move decelerates.



  • Bollinger bands: Data displayed in the P&F format can’t display momentum and thus overbought or oversold, a shortcoming that can be partly addressed by applying Bollinger bands. If your columns of Xs persist in pressing against the top of the band and sometimes breaking it, you have confirmation of the uptrend. When the next column of Os crosses the centerline (a simple moving average) to the downside, you expect a swing all the way to the bottom band.


    Bollinger bands are wide apart when volatility is high, and they “squeeze” narrower as volatility dissipates and prices become congested. In a congestion, P&F prices are in a series of short columns that you can’t trust to deliver a reliable buy-or-sell signal. When you see the short columns together with the narrow Bollinger band, you can guess that the market is fickle — it’s not trending, and you should go find something else to trade.






dummies

Source:http://www.dummies.com/how-to/content/combining-trading-price-pointandfigure-techniques-.html

How to Handle Beneficiary Requests for Additional Trust Distributions

As the administrator of a trust, you may receive requests from beneficiaries for additional distributions. As trustee, you can accept or decline these requests at your discretion. When making these decisions, consider why the beneficiary wants the money, how the distribution will affect the trust, and the beneficiary’s financial track record. Keep records of these requests and your responses. Don’t be afraid to decline a request.


Before responding to a beneficiary’s request for additional distributions, ask yourself the following questions:



  • Does the request have merit? You are not required to, nor should you, give in to every demand from the beneficiary. Not every request deserves a positive response.



  • Would the grantor have given the money for this purpose? Try to put yourself in the grantor’s shoes and make that determination. If, for example, the grantor wanted to encourage home ownership, and the beneficiary is asking for help with a down payment, your answer is clear.



  • How will this extra distribution affect the ongoing purpose of the trust? If the purpose of the trust is to provide a safety cushion for an income beneficiary who is relying on that income to live, and depleting the principal of the trust in order to make this discretionary distribution would severely impact the trust’s ability to provide that ongoing financial cushion, you may want to consider carefully before consenting.


    Ask for more information regarding how the beneficiary plans to use this distribution. For example, if the distribution would enable the beneficiary to reduce living expenses (perhaps by purchasing a house for cash rather than requiring a mortgage), the loss of future income may be offset by the long-term reduction in the beneficiary’s expenses.



  • Are you being asked to make a distribution to a spendthrift beneficiary? Weigh requests from spendthrift beneficiaries carefully; some have merit, but many don’t. Should you choose to make a distribution, be certain to obtain proof that the money is being used for the purpose intended. You may want to pay the beneficiary’s bills directly instead of giving the money to the beneficiary and relying on him or her to make those payments.




Carefully document all your dealings with a spendthrift beneficiary. Try to get all requests that come directly from the beneficiary in writing. If the beneficiary is requesting money to pay a specific bill or fund a project, request a copy of any third-party documentation, such as the bill that needs to be paid. Don’t hesitate to contact that third party directly for verification.


If you choose not to make a trust distribution, be sure to notify the beneficiary, in writing, of your decision, referencing the part of the trust instrument that gives you the discretion to say no. Keeping a well-documented paper trail protects you from future complications resulting from this decision.











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Source:http://www.dummies.com/how-to/content/how-to-handle-beneficiary-requests-for-additional-.html

Tips for Making Slipcovers

A well-made slipcover can be an easy way to change the look of a room without incurring the expense of buying new furniture. The biggest sewing challenge you face when making slipcovers is how to manage the large amount of fabric you have to maneuver through the sewing machine. These few tips can help:



  • Place your sewing machine on a large worktable so you can spread out the fabric, or have a card table adjacent to your sewing machine so your sewn fabric has a safe landing spot.



  • Work slowly and surely. Guide your fabric through the sewing machine at an even pace and stop periodically to make sure your sewn lines are straight. Taking these simple steps can help you to manage large pieces of fabric.



  • Sew your longest seams first because they have the most pins in the fabric. That way your pins don’t stick into adjacent pieces of fabric and slow you down as you work.




If you’re using a print fabric, whenever you have to join fabric panels to create enough width to cover a larger piece of furniture, make sure you cut your fabric on grain. Laying out your fabric and cutting it on grain means making sure that the lengthwise grain (imagine a line through your fabric that you want to be perpendicular to the floor), or grainline, of your pattern is parallel to the selvage edges (the edges where the fabric comes off the loom, where writing sometimes appears).


Here are some other tips:



  • Plan margins before you cut: When you’re making a pattern or measuring your fabric panel, remember to add in the correct amount for your project. For example, if you want a large hem on the bottom of your curtain, say 4 inches, add a 4-inch hem allowance to your curtain length measurement, and then add a small turn-under allowance, too.



  • The standard seam allowance for slipcovers is a 1/2-inch, but feel free to increase it to 1 inch. If you want to give your slipcover a bit more wiggle room (in case you want to change your seam allowance to fix a too-tight fit), you can work with a 1-inch seam allowance. You can always trim off the fabric later if you find that it adds too much bulk, but it’s better to be safe than sorry.



  • Pay attention to pattern: Be aware that your fabric choice is one of the biggest determining factors in how easy or difficult the construction of your slipcover will be. Your fabric’s pattern has to go in the same direction all over your sofa, loveseat, dining room table, or chair. If you choose a large print or stripe, the motif has to be consistent over the back, arms, cushions, and sides; you'll also need a lot more fabric, too.


    If you don’t feel confident that you can match stripes or large prints across panels, stick with solids or petite prints for your first slipcover.



  • Choose drapable fabric: If you’re treating a sofa with a lot of curves — say, a camel-back sofa — opting for a fabric that drapes well and seemingly molds to the rounded back or curved arms of your furniture helps ensure you’ll create a slipcover that conforms and flatters.



  • Consider railroading: Railroading is a way of using fabric so that the lengthwise grain runs horizontally — with selvage edges parallel to the floor — as opposed to vertically, where the selvages run perpendicular. The advantage of railroading is that you can cover a wide expanse and avoid having to worry about seam placements, which is very useful when creating a sofa slipcover, and you save a bit of money because you don’t need as much fabric. Solid fabrics, petite prints, or prints that can be turned sideways, such as a stripe or an even check, are all good candidates for railroading.






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Source:http://www.dummies.com/how-to/content/tips-for-making-slipcovers.html