How to Get Rid of Speech Recognition in Windows Vista

One of the most frustrating “features” in Windows Vista is speech recognition. Knowing how to get rid of speech recognition in Windows Vista is, unfortunately, a pain in the neck. The Microsoft Help files about disabling this feature are incorrect, so it’s almost impossible to figure out how to turn it off if you ever have the misfortune to turn it on.


Of course, for people with disabilities, the speech recognition feature is a godsend. But for many business users or even home users who accidentally turning it on, it’s insufferable.


When you perform a “Full” installation of Microsoft Office XP or Vista, you get speech recognition whether you like it or not. Unfortunately, disabling speech recognition isn’t as easy as just disabling the ctfmon.exe program in Windows Defender’s Software Explorer.


If you do try to disable the ctfmon.exe to get rid of this annoying auto-starting component of speech recognition, the next time one of the Office applications starts, it puts ctfmon.exe back on the auto-starting list.


Here is one sure-fire way to turn off ctfmon.exe, and Speech Recognition, for good:



  1. Choose Start→Control Panel.



  2. Under the Clock, Language, and Region icon, click the Change Keyboards or Other Input Methods link.



  3. Click the button marked Change Keyboards.



  4. Click the Language Bar tab.



  5. Under Language Bar, click the Hidden button.



  6. Then click OK twice to get out.




Alternatively, you can uninstall speech recognition from Microsoft Office itself, but that’s an entirely different pain in the neck.




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Source:http://www.dummies.com/how-to/content/how-to-get-rid-of-speech-recognition-in-windows-vi.html

Why Compress Sound Files on Your Web Site?

When you offer sound files for download on your Web site, you need to make them small enough that your site users can download them. To do this, you need to compress them, but you want your users to experience high-quality sound.


The human ear is really, really good at distinguishing among different sounds. We can usually spot “foreigners” — whether from another country or maybe just from another neighborhood — by their accents in a second or two, or recognize a favorite tune in just a couple of notes.


This is because there’s a tremendous amount of information in the sounds we can hear. To capture this information accurately for computer storage and transmission takes a lot of cleverness not to mention bandwidth. A relatively uncompressed file format such as the Windows WAV format and the roughly comparable Apple AIFF format take about 170 KB for each second of sound, or about 10 MB per minute. Even a fast Internet connection can’t deliver “live” WAV sound; users must wait anywhere from several seconds to many minutes before they can hear the sound, depending on how fast the connection is and how long the sound file is.


The most popular compressed file format, the MP3 format, using tricks of psychology and physics to capture music in a compressed file, takes about 17 KB per second of sound, or about 1 MB per minute, one-tenth the bit rate of a WAV file. This is just within the capability of most Internet connections to play back an MP3 live, or nearly live, or to download the file within a few minutes for later playback.


Despite its cleverness and success, MP3 may not be as aesthetically successful as its pictorial equivalent, JPEG. Why not? After all, the slight coldness and tinniness of MP3 files is probably, objectively, no worse than the slight visual “noise” found in moderately compressed JPEG files. But because sound is so emotionally involving, MP3 files are perhaps more likely than JPEGS to be experienced as not-quite-good-enough. Two indicators of this dissatisfaction: Vinyl record albums seem to be experiencing a slight resurgence, and there’s some support for more precise audio-file formats, despite the cost in file size and transmission time.


Not every computer out there has all the necessary elements to play back sounds in a sound file — a program to decode the sound and play it, sound hardware to deliver sound to output(s), and speakers and/or a headphone jack to actually produce sound the user can hear. Where all the elements are in place, they can be turned off (or the headphones not plugged in), and users may be anywhere from slightly disinclined to absolutely unwilling to turn on the sound gear just to hear the sound you want them to listen to.




dummies

Source:http://www.dummies.com/how-to/content/why-compress-sound-files-on-your-web-site.html

How to Develop Your Twitter Persona

From a traditional marketing standpoint, advertising and design are created to tell a story. On Twitter your tweets creates your persona or how your followers perceive of you. Your story is the lifeblood of your brand. There are some fine points to creating your story, and no, you are not going to write an autobiography (unless that is what you are trying to sell by using Twitter).


Nothing is more exciting than developing your brand story for the masses to communicate. You love the idea, products, services, and people. Your story is how you go about your daily routine and help the people involved in your brand. So how do you develop your story? Here are some tips to help you along the way:



  • Share customer success stories. Your brand is your stories. If you have customer success stories, it is important to share these stories on Twitter. Better yet, get your customers to share them on Twitter.



  • Share your company history. How did you get started? Many people (your tribe) would love to know about the history of your company. If you are new to the scene or a new business owner, share stories about your past career.



  • Share your personal opinion. Your personal opinion on topics can be a brand story builder. Just make sure that you don’t fall in love with your opinions too much. Remember that the customer is always right.




The content you share will help drive users to your site where the sale will (potentially) be made. Because of this, content is one of the more important aspects of Twitter marketing when you’re developing your following and is potentially your lead-generation tool.


Your main source of content is your blog or website. It is important to have a central location where your followers can gather and communicate with you or your brand. The following list provides tips you need to consider when you’re developing your content strategy for Twitter:



  • Share information based upon a blog post or newsletter. You are sharing information on Twitter to gain trusted clients and potential customers. Remember to use a URL abbreviator to share content from your Web site.



  • Share little details about your daily routine. Remember not to overstep yourself in this area. However, many people enjoy hearing about a movie, a dinner, or something fun going on in your life. Show some personality in your thoughts and opinions.



  • Share news about your clients. Write about your clients, plain and simple. Write and share information, press releases, other blog posts, or e-newsletters from your clients.



  • Share info about your industry. It’s important to build thought leadership in your industry. Subscribe to industry newsletters, competitors’ blogs, and industry content. One way to follow your industry is to keep up with trends on Twitter.













dummies

Source:http://www.dummies.com/how-to/content/how-to-develop-your-twitter-persona.html

How Liquidity Ratios Figure into Company Reports

If a company doesn’t have cash on hand to cover its day-to-day operations, it’s probably on shaky ground. Use the following formulas to find out whether a company has plenty of liquid (easily converted to cash) assets when you’re reading the company report.



  • Current ratio gives you a good idea whether a company will be able to pay any bills due over the next twelve months with assets it has on hand.


    Current ratio = Current assets ÷ Current liabilities



  • Quick ratio or acid test ratio shows a company’s ability to pay its bills using only cash on hand or cash already due from accounts receivable. It doesn’t include money anticipated from the sale of inventory and the collection of the money from those sales.


    Quick ratio = Quick assets ÷ Current liabilities



  • Income gearing lets you know whether a company is bringing in enough money to pay the interest on whatever outstanding debt it has.


    Income gearing = Interest paid divided by operating profit



  • Cash flow coverage ratio finds out whether a company has enough money to cover its bills and finance growth.


    Cash flow coverage ratio = Cash flows from operating activities ÷ cash requirements











dummies

Source:http://www.dummies.com/how-to/content/how-liquidity-ratios-figure-into-company-reports.html

Start a PowerPoint 2007 Animation with a Trigger


3 of 9 in Series:
The Essentials of Using Animations in PowerPoint 2007





A PowerPoint trigger let’s you play an animation on a slide whenever you want to play it. To play a trigger animation, you just click the element on the PowerPoint slide that has been triggered. You can also arrange to click a trigger element and play an animation on another part of your slide.


Triggers offer these advantages over conventional animations:



  • You can bypass the Custom Animation list and play an animation whenever you want. Simply click an element to animate it.



  • You can choose not to play an animation on a slide. If during your presentation you decide not to play an animation, don’t click its trigger.



  • You can change course in the middle of a presentation and use an animation to enlighten your audience about some aspect of the slide. For example, suppose your slide shows a table and someone in the audience asks about data on the table. Using a trigger, you can click the table and bring a chart on-screen that helps explain information in the.



  • You can connect elements on a slide to one another and make the connection a part of your presentation. For example, your slide shows a photograph with a caption. Using a trigger, you click the photograph to enlarge the caption and make it easier to read by using the Change Font Size emphasis effect.




As you know, you click a slide to start an animation or advance to the next slide in the presentation. If you employ triggers on your slide, you must be careful where you click, because clicking an element accidentally may trigger an animation, and clicking in the wrong place may advance your presentation to the next slide.




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Source:http://www.dummies.com/how-to/content/start-a-powerpoint-2007-animation-with-a-trigger.html

Helpful Web Sites for Excel 2007 Reports

The dashboards and reports of Excel 2007 offer a wide range of Excel tools, and it’s always nice to see the approach others take to design their reporting mechanisms. The following Web sites (in no particular order) are dedicated to business intelligence and the presentation of data through dashboards. You can use these sites to get ideas and fresh new perspectives on dashboards and reports.



  • The Dashboard Spy posts examples of business intelligence dashboards, pointing out examples of good and bad dashboard design. This is a virtual warehouse of dashboarding ideas.



  • The instant cognition blog offers loads of articles on the latest visualization and Web analytics trends. You’re sure to get plenty of ideas from the wide array of topics presented at this blog.



  • Zach and Chris Gemignani of Juice Analytics use their site as a platform to critique charts and offer interesting ideas around reporting data.



  • At Perceptual Edge, visualization expert Stephen Few provides some fascinating insights on data visualization and dashboarding. A generous amount of articles and examples can be found at his site and his blog.



  • An icon in the field of information design and data visualization, Professor Edward Tufte shares his thoughts about visual communication in a series of articles at his site. Although many of these ideas are academic in nature, they’ll get you thinking in new ways about how to best present data.



  • Although Peltier Technical Services, Inc. isn’t a site dedicated to dashboarding, Jon Peltier offers over 200 pages of unique and effective Excel charting ideas. A quick look at the excellent tutorials posted on his site will have you reeling with new ideas on how to chart your Excel data.











dummies

Source:http://www.dummies.com/how-to/content/helpful-web-sites-for-excel-2007-reports.html

How to Liquidate an Estate’s Securities and Real Estate

Liquidating — distributing or selling — estate assets is one of the primary responsibilities of an estate administrator. Liquidation can help to pay the estate’s debts and expenses and make distributing the remaining assets easier. The process for selling securities, like stocks and bonds, depends on how the decedent held these assets while living. When liquidating real estate, you should always hire a broker and obtain any necessary probate court approval.


If the decedent specifically bequeaths or devises an asset, or leaves a piece of real estate by will, the executor or administrator can’t sell it unless it’s necessary to pay the decedent’s debts or estate expenses.


There are several possible reasons for liquidating assets before distribution of the estate residue (what’s left over after paying all debts, expenses, taxes, and specific bequests and devises) including:



  • The necessity to raise cash for pecuniary (monetary) bequests, the decedent’s debts, estate administration expenses, or taxes.



  • Ease of division and distribution of the residue.



  • Fairness; you may not be able to distribute the assets unless they’re equitably held.




Liquidating securities: How to sell stocks and bonds from an estate


Most stocks, bonds, and other securities are held in brokerage accounts. Gaining access to these accounts in order to sell the securities requires providing the brokerage with a copy of your appointment as executor. There are two possible scenarios when liquidating securities:



  • The decedent held all securities in a brokerage firm account which you transferred to the estate’s name or you placed the securities in a brokerage account in the name of the estate:


    Call the broker to sell them.



  • The decedent liked to hold onto his or her physical stock and bond certificates:


    To sell securities held in physical form, you need the original stock certificates, a certified copy of your appointment as executor, and a stock assignment form with your signature guaranteed by a commercial bank. It costs up to $500 to replace each original certificate if you can’t locate them. You must replace the certificates before transferring the stocks.




Liquidating real estate: Get a license to sell


The quickest way to sell real estate at the highest price is to have the property listed with a reputable broker. Choose a broker who has comparable properties to back up the price he or she proposes for your property. The executor must be able to give clear title, ensuring that the property was owned by the decedent and has no liens upon it, to any real estate being liquidated.


The decedent’s will may require an executor to obtain probate court approval prior to any sale. If the power to sell isn’t stated in the will, you must get approval of the probate court for the sale of real estate held in the decedent’s name. If the decedent had no will, the probate court must grant a license to sell real estate.


The purchaser or the title insurance company, who the purchaser pays to guarantee that the property title is clear, may also require probate court approval for the sale to proceed. A license to sell from a probate court or other evidence of court approval assures that the title is clear of debts and any claims of the estate and heirs.


You may want to get a license to sell, or equivalent approval, even if you’re not required to. You have a duty to get the highest price for the property. In some states, a license to sell from the court protects the fiduciary by conferring the presumption that the highest sale price was obtained.











dummies

Source:http://www.dummies.com/how-to/content/how-to-liquidate-an-estates-securities-and-real-es.html

Vitamins For Dummies

Following a daily program of taking supplements and eating nutrient-dense foods is vital for maintaining your health and getting the vitamins and minerals your body needs to stay healthy. Some nutrients alleviate common maladies so you can reduce your intake of over-the counter and prescription medications. Always follow the recommended daily allowance for vitamins and supplements.






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Recommended Daily Supplement Program for Good Health


Because your body needs a healthy daily dose of vitamins and minerals get into a supplement-taking routine, consistency is the key to success with supplements. Even though each person’s needs are different, the following list of daily supplements is beneficial for almost everyone:



  • Complete multivitamin and mineral supplement with whole foods and herbs to make sure all your health bases are covered



  • Vitamin C to help protect cell membranes from toxic wastes



  • Vitamin E and Selenium to protect cells and tissues from damage



  • Calcium to keep your bones and teeth strong



  • Magnesium to calm you and help you de-stress



  • Ginkgo (if you’re over 45) to protect your eyes, ears, and memory



  • Milk thistle (if you regularly consume alcohol or pharmaceutical drugs like aspirin) to benefit the health of your liver



  • Siberian ginseng if you are under stress or are active and want to increase endurance



  • Hawthorn to protect your heart and cardiovascular system



  • Saw Palmetto (if you’re a man and over 50) to protect the health of your prostate gland



  • Phytoestrogens (for women) from red clover, soy, or kudzu root to protect your bones and heart and ensure an easy menopause







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Whole Food Sources of Common Supplements


The best way to get most of the vitamins, minerals, and other nutrients you need is through your diet. As you choose to eat healthy foods, you'll soon see and feel the benefits — like increased energy, clearer thinking, and better looking skin. To get the supplements you need, look for these food sources:



















































SupplementNatural Sources
CalciumYogurt, broccoli, leafy greens, sesame seeds
Folic acidBrown rice, leafy greens, salmon, whole grains
IronLeafy greens, nuts, seeds, raisins, liver, beef
MagnesiumGrains, legumes, vegetables, nuts, seeds, seafood
PotassiumFruits and vegetables, whole grains, nuts and seeds
SeleniumYeast, wheat germ, rice, and other whole grains
ZincOysters, meat, eggs, whole grains, pumpkin seeds
Vitamin A and beta-caroteneYellow and orange fruits and vegetables, egg yolk
Vitamin BWhole grains, vegetables, nutritional yeast
Vitamin CCitrus, bell peppers, tomatoes, strawberries
Vitamin EVegetable oils, nuts, seeds, whole grains, dark green leafy
vegetables




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Easing Common Ailments with Nutritional Supplements


Supplements play a vital role in supporting many body functions and offer tremendous benefits for increasing energy, easing common symptoms, , and reducing the effects of stress. Take a look at the following chart to see what vitamins and minerals can help alleviate some common conditions:



































































ConditionNutritional Supplements
Arthritis painMultivitamin, vitamin C, vitamin E, selenium, glucosamine,
ginger, turmeric
Back painVitamin C, glucosamine, calcium, magnesium, St. John’s
wort, ginger
ColdsZinc, vitamin C, vitamin A, echinacea, yarrow, peppermint,
elder
ConstipationVitamin C, psyllium seed, cascara sagrada, flaxseed
FatigueMultivitamin and mineral supplement, folic acid, Siberian
ginseng, ginseng root, licorice root, vitamin B-12
Hay feverVitamin C, quercitin, nettles, eyebright, reishi
InsomniaMelatonin, magnesium, 5-HTP, valerian, kava, California
poppy
Poor memoryVitamin B-12, lecithin, folic acid, ginkgo
ObesityChromium, magnesium, vitamin C, vitamin E, vitamin B-6
OsteoporosisCalcium, vitamin D, magnesium, boron, red clover, nettles,
horsetail
ParasitesAcidophilus, black walnut, garlic, multivitamin and mineral
supplement, grapefruit seed extract, artemesia (mugwort)
Premenstrual syndromeCalcium, magnesium, vitex, motherwort, evening primrose oil,
dandelion
Sore throatZinc, vitamin C, echinacea, sage
Sprains and strainsVitamin C, glucosamine, magnesium, St. John’s wort
oil
StressB vitamins, vitamin C, vitamin E, calcium, magnesium, Siberian
ginseng, California poppy




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Natural Substitutes for Medication


Although no herbal medicine is safe under every condition for every person, herbal remedies are becoming increasingly popular because they’re considered safer than pharmaceutical drugs. Take a look at some of the natural substitutes you can use for prescription and over-the-counter medications:











































MedicationSubstitute
Allergy medicationQuercitin, vitamin C, nettle
AntibioticVitamin C, echinacea, goldenseal, bropilus
AntidepressantSt. John’s wort, vitamin B-6, 5-HTP, tyrosine
Anxiety relieverB-vitamin complex, calcium, magnesium, kava, California
poppy
Arthritis reliefGlucosamine, Chondroitin sulfate, turmeric, ginger, evening
primrose oil, omega-3 fatty acids
High cholesterolNiacin, vitamin C, garlic, shiitake, fenugreek
Daytime cold medicationVitamin C, vitamin A, zinc lozenges, echinacea, elder
IndigestionAcidophilus, gentian root, artichoke leaf digestive
enzymes
Sleep aidMelatonin, magnesium, 5-HTP, valerian, California poppy

*See your doctor or other health practitioner about persistent, serious conditions.





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dummies


Source:http://www.dummies.com/how-to/content/vitamins-for-dummies-cheat-sheet.html

Office 2011 for Mac: Manually Upgrade an Entourage Identity to Outlook

If you had more than one Identity in Entourage 2008 or 2004 you can manually upgrade them to Outlook 2011. Take these steps to upgrade one of your old Identities. You can update one Identity at a time:



  1. Quit Outlook (pressing Command-Q quits any application).



  2. Run the Microsoft Database Utility.



  3. In the Database Utility, click the plus (+) sign, and a new name is added to the Identity Name list. Type a name for your new Identity.



  4. Set the newly added Identity as the default Identity.



  5. Click the red Close button to close the Microsoft Database Utility.



  6. Open Outlook.


    Outlook will open and run with an empty Identity.



  7. Choose File→Import from the menu bar.


    This starts a series of dialogs. The Begin Import dialog displays.



  8. Select Entourage Information from an Archive or Earlier Version and then click the right arrow at the lower-right corner of the dialog.


    The Choose an Application dialog displays.



  9. Select either Entourage 2004 or Entourage 2008 as appropriate and then click the right arrow.


    The Import Items dialog displays with all check boxes selected.



  10. Accept the default and click the right arrow.


    The Select an Identity dialog displays.



  11. Select the Identity you want to upgrade and then click the right arrow.


    The default is to display Entourage Identities. You can click the Browse button if your Identities aren’t stored in the default location.



  12. Outlook upgrades your Identity and then opens so that you can use it.


    If you’re prompted about allowing items to be updated in your Keychain, choose Always Allow.






dummies

Source:http://www.dummies.com/how-to/content/office-2011-for-mac-manually-upgrade-an-entourage-.html

For Seniors: Managing Power on a Windows 7 Laptop

Managing battery life (the length of time it takes your laptop to run out of power) is important because without battery power, your laptop must be plugged in in order to use it.


Battery life varies by laptop — some recent laptop batteries get as much as 9 hours on one charge, and Lenovo recently launched a laptop that’s supposed to offer 30 hours. Other laptop batteries get as little as a couple of hours of battery life. For that reason, it’s important that you take steps to help Windows 7 manage your laptop power by:



  • Choosing a power plan, which has preset timings for actions such as dimming your screen or putting your computer to sleep.



  • Creating a customized power plan by choosing settings you want.



  • Adjusting settings for your display that deal with the screen brightness (a brighter screen uses more power), how frequently your screen automatically dims, and so on.



  • Changing how much time lapses before your laptop automatically goes to sleep — a state that uses minimal power but keeps the currently open documents and programs active (and quickly available to you).



  • Defining power button functions that give you some control over what happens when you press the laptop’s power button or close the lid.













dummies

Source:http://www.dummies.com/how-to/content/for-seniors-managing-power-on-a-windows-7-laptop.html

How Performance Appraisals Help in Promotions, Transfers, Legal Protection

Performance appraisals play a key role in several administrative areas such as promotions, job transfers, and legal protection. With the data generated from employee appraisals, you’re better able to make good decisions about a wide range of matters that directly affect your employees, your department, and the company at large. With accurate hard data in hand, employment-related decisions are easier for managers to make — and they’re easier for employees to understand and accept.


Setting the groundwork for promotions


One of the strongest motivators that many employees bring to the job is focused on being promoted.


As manager, you can look back on an employee’s performance over a given period and have a general impression regarding his promotability. However, if you base a promotion decision on feelings rather than findings, you actually generate difficulties in three distinct arenas.



  • Problems for the promoted employee: Without accurate performance data, you’re likely to promote the wrong person.



  • Problems for the employee who is not promoted: By promoting the wrong person, you’ve most likely also upset at least one other person in the department — namely, the person who deserved to move up the ladder.



  • Problems for the rest of the team: Employees get a strong sense of which co-workers are actually deserving of promotions.




Setting the groundwork for job transfers


A transfer can be a great way for an employee to advance his career and undergo a significant growth experience. If you have a job opening and an interested employee asks to be considered, whether through a job-posting system, internal advertisement, or simply word of mouth, you’ll need some accurate performance data in order to make a good decision. Certainly some important information can be gleaned by an interview, but the decision needs to be based on more than a friendly conversation.


Here’s where performance appraisals again enter the scene. When you’re looking at an employee who wants to be transferred, one of the best steps is to review all the appraisal data on him. And if you have multiple applicants, this approach can help you put all of them on a level playing field, matching each against the other on comparable work-related skills and behaviors.


Preventing legal problems


One of the less obvious but equally important roles of performance appraisals comes from the legal protection that they can provide. In today’s workplace, you must fairly, fully, and formally document employee performance before you take any kind of action — positive or negative, promotion or termination. Such documentation is extremely helpful in preventing legal claims and in dealing with claims if they’re made.


The documentation associated with performance appraisals can clearly demonstrate that decisions on such matters as work assignments, transfers, promotions, and raises were made on the basis of performance and merit.


If an employee is terminated and she’s surprised, don’t be surprised if she considers legal options.











dummies

Source:http://www.dummies.com/how-to/content/how-performance-appraisals-help-in-promotions-tran.html

The iMovie '09 Workspace

When you open iMovie '09 and clear the Welcome dialog box, this workspace, or main window, will appear. iMovie'09 gives you many options for editing and organizing your video clips.


image0.jpg


dummies

Source:http://www.dummies.com/how-to/content/the-imovie-09-workspace.html

Status of Your Will: Testate or Intestate?

If you have a valid will, you are said to die testate, meaning you have spelled out your intentions completely and legally in your last will and testament. A will status of intestate means you don’t have a valid will. When only some of your assets are covered by a valid will, you are partially intestate.


Be sure to periodically consult with your attorney to make sure that your will is complete, current, and has been properly signed and witnessed, and you will increase the likelihood of your will status being testate (remember, that’s good!).


Depending on your particular circumstances, the implications of your intestacy can be far-reaching. Most importantly, dying intestate results in your estate being distributed through the laws of intestate succession — a technical way of saying that the legal system decides how your estate is distributed. Essentially, your state writes a sort of a virtual will, made up of your state’s default clauses that apply to the particulars of you, your family, and your estate.


Intestate means that you have no say whatsoever in how your estate is distributed and who receives it. The intestate succession laws vary by state, but are usually similar in purpose, basically determining who receives your estate. The intestate law establishes a particular priority for distributing your estate. Did you have a spouse? Did you have children? What other relatives are in the picture?


If you die intestate and you had wanted to leave $100,000 worth of IBM stock to the family housekeeper who has been with you for years, and who even worked for your parents, your housekeeper will most likely never receive anything from your estate. Of course, whoever does wind up with that $100,000 worth of IBM stock according to the intestate succession laws may later transfer that stock to the housekeeper, as you wanted, but don’t count on it!


Partial intestacy is a no man’s land when part of your estate isn’t covered by your valid will; it’s an in-between will status, not quite testacy but not quite intestacy, either. Very often, forgetting to include a residuary clause in your will is what causes you to be considered partially intestate when you die. Technically, your will’s residuary clause covers the leftovers in your estate that you didn’t explicitly mention in real property clauses or personal property clauses.


If you have prepared your will, you may think that you no longer have to worry about being intestate or partially intestate. Wrong! You may have overlooked some little item that could negate your will completely if a disgruntled family member contests your will’s validity.


The result, if that disgruntled person is successful: You may be rendered into intestacy if your will is declared invalid, resulting in your estate being distributed through intestate succession.











dummies

Source:http://www.dummies.com/how-to/content/status-of-your-will-testate-or-intestate.html

Formulas and Functions for Financial Statements

As the business manager, you’re in control of your business’s accounting needs, so you need a strong understanding of the ins and outs of financial statements, including what goes on them and in what order. If you don’t prepare them correctly, they won’t reflect a true picture of your business’s financial status. Keep the following important rules and points in mind as you prepare and use your business’s financial statements.


Accounting equation


Assets = Liabilities + Owners’ Equity


Liabilities and owners’ equity are the two basic types of claims on the assets of an entity. The two-sided nature of the accounting equation is the basis for double entry accounting that records both sides of the entity’s transactions — what is received and what is given in the economic exchange.


Rules for debits and credits


Use the following figure for credit and debit basics:


image0.jpg


Financial effects of revenues and expenses


Revenue = Asset increase (debit) or Liability decrease (debit)
Expense = Asset decrease (credit) or Liability increase (credit)


Connections between income statement and balance sheet accounts


Sales revenue → Cash and Accounts receivable


Cost of goods sold expense ← Inventory


Operating expenses → Cash


Operating expenses ← Prepaid expenses


Operating expenses → Accounts payable


Operating expenses → Accrued expenses payable


Depreciation expense ← Fixed assets


Interest expense → Accrued expenses payable


Income tax expense → Accrued expenses payable


Bookkeeping cycle


Transactions (and certain other events) → Original Entries in Journals → Postings in General Ledger Chart of Accounts → End-of-Period Adjusting Entries → Preparation of Financial Statements, Tax Returns, and Internal Accounting Reports → Closing Entries at End of Year



dummies

Source:http://www.dummies.com/how-to/content/formulas-and-functions-for-financial-statements.html

Low-GL Seasonal Fruit and Vegetables

Good news: on the glycaemic load diet, you can indulge in hundreds of beautiful, scrumptious fruits and veggies. Check out this guide to what’s in season when.





























FruitsVegetables
SpringRhubarb, grapes, limes, passion fruit, sharon fruit, lemons,
grapefruit, avocados
Leeks, cabbage, watercress, new potatoes, spinach, aubergines,
radishes, rocket, spring greens
SummerStrawberries, raspberries, blueberries, redcurrants,
blackcurrants, cherries, nectarines, melons
Asparagus, baby carrots, fresh peas, tomatoes, runner beans,
lettuce, cucumber, courgettes, peppers mange tout
AutumnBlackberries, apples pears, gooseberries, damsons, plums,
elderberries, greengages, plums
Pumpkin, onions, fennel, wild mushrooms, squash, turnips, red
cabbage, celeriac, swede
WinterSatsumas, clementines, cranberries, mandarins, tangerines,
pears, pomegranates
Brussels sprouts, chicory, cauliflower, kale, celery,
mushrooms, purple sprouting broccoli








dummies

Source:http://www.dummies.com/how-to/content/lowgl-seasonal-fruit-and-vegetables.navId-323518.html

Scouting Canadian Properties for your Real Estate Investing Portfolio

Considering a few practical elements may help you choose between an adorable rental property in the middle of nowhere or a tear-down shack with long-term potential. Keep these factors in mind when you’re evaluating a property:



  • Price: Compare the asking price of a property to the average sale price for the area. An undervalued property in a good neighbourhood stands a better chance of increasing in value than an overpriced home in a neighbourhood that’s going nowhere.



  • Condition: You may be getting a great deal on a property but if you haven’t counted on the cost of long-overdue maintenance, you may face a losing proposition. Though you may be able to make something of a property, if the improvements cancel the potential return, what’s the point?



  • Cash flow: Make sure you can attract tenants to a property if you’re counting on cash flow, not just a rising price, from your investment. Remember to balance the projected cash flow against operating costs, to ensure your income stays ahead of expenses.






dummies

Source:http://www.dummies.com/how-to/content/scouting-canadian-properties-for-your-real-estate-.html

Arrange Desktop Icons on Your BlackBerry PlayBook

It doesn’t take long for your clean BlackBerry PlayBook desktop to begin to look like the aftermath of an explosion in a cartoon candy store. The total of basic apps alone is about 40, and most users will double that with ordinary use.


Here’s a quick but temporary way to organize your icons: turn the BlackBerry PlayBook 90 degrees so that you’re looking at the home screen in portrait mode. In landscape mode, you’ll see a maximum of 18 icons on screen; as a portrait the PlayBook can display 24.


Now, consider how to organize the icons to make them easier to find and use. The icons you use most often should be at the top of the list and those you use less often should go to the bottom.


Here’s how to move around icons:



  1. Select the group to be customized.


    The operating system comes with folders labeled All, Favorites, Media, Games, and BlackBerry Bridge.



  2. Open the folder.


    If the group doesn’t already occupy the lower two-thirds of the screen, swipe up to maximize them.



  3. Tap and hold on to an icon.


    After about a second, all of the icons in the drawer will start pulsing — enlarging slightly and shrinking, almost as if they were breathing in and out.



  4. Touch an icon and drag it where you want it.


    When you let go, the icon will drop into place and push other icons to the right, or to the next row down as necessary.



  5. When you’re done, tap the small checkmark icon in the upper-left corner.


    The icons will stop pulsing or jiggling or breathing and they will be locked into position.













dummies

Source:http://www.dummies.com/how-to/content/arrange-desktop-icons-on-your-blackberry-playbook.html

A Few Terms to Include in an M&A Letter of Intent

Although no one-size-fits-all approach applies to writing an M&A letter of intent (LOI), the basics include some boilerplate legalese and some detail about the specific deal at hand.


As with all these specific legal documents, speak to your advisors.


M&A LOI: Holdback and escrow


Most deals delineated in an LOI include a holdback, an amount Buyer withholds from Seller for a period of time just in case the company has some sort of problem (usually a breach of a representation or warranty) after the deal closes. The holdback goes into a third-party account called escrow. This escrowed money is released to Seller, assuming Buyer doesn’t make claims to the money.


Escrow should be 10 percent (or less) of the purchase price, and that money should be paid to Seller within 12 months of close. However, a deal involving a Seller with a history of problems or challenged earnings may warrant a higher holdback amount and a longer period of time.


Some Sellers view the escrow as money they’re not receiving, but Sellers should remember that Buyers need to come to the closing meeting with that money. Just because Seller doesn’t immediately receive that money doesn’t mean Buyer isn’t providing it. If the purchase price is $10 million with $1 million to be placed in escrow, Buyer needs to come to the closing with $10 million!


M&A LOI: Representations and warranties


Buyer and Seller agree to a slew of representations and warranties (sometimes abbreviated reps and warranties or R&W). Representations and warranties are legal promises regarding past and future events, and you should take them very seriously.


Sellers can and often should provide Buyers with R&Ws for past events such as the previous year’s financial statements. But providing R&Ws for future events is a mistake because the future has no guarantees. Asking Seller to provide R&Ws that, say, the company’s top customer will still be the top customer in one year is an unreasonable request.


The R&Ws tend to be biased against the Seller, and so Sellers usually provide far more R&Ws than Buyers do because Buyers have many more worries about the deal than Sellers.


The biggest concern for Seller is that Buyer shows up at closing with the money; Seller isn’t too preoccupied with getting Buyer’s R&Ws. After the deal closes, Seller doesn’t have financial responsibility for the company; Buyer does. That’s why Buyer is so keen on Seller providing some reps and warranties.


For Buyer to have the ability to claim some of the escrow money against Seller, a problem usually needs be the result of Seller’s failure to disclose something to Buyer, or worse, of some sort of fraud or malfeasance by Seller. If the problem is the result of Buyer making a mistake post-close, it’s Buyer’s problem, and Buyer can’t claim a breach of a rep or warranty.


If the business takes a nose dive due to a general economic decline, that’s not the fault of Seller, and Buyer will not be able to claim a breach of a rep or warranty.




dummies

Source:http://www.dummies.com/how-to/content/a-few-terms-to-include-in-an-ma-letter-of-intent.html

Using an iMac: Snow Leopard Finder Keyboard Shortcuts

Keyboard shortcuts help make working in Mac OS X Snow Leopard on your iMac quick and efficient. Key combinations provide easy options for performing common tasks on your iMac, such as displaying and manipulating windows and copying and moving files.



















































































































































































































KeyFunction
Command+ASelects all items in the active window (icon view), all items
in the column (column view), or all items in the list (list and
cover flow view)
Command+CCopies selected items
Command+DDuplicates the selected item(s)
Command+EEjects the selected volume
Command+FDisplays the Find dialog
Command+GDisplays the Go to Folder dialog
Command+HHides All Finder windows
Command+IShows info for selected item or items
Command+JShows the view options for the active window and current view
mode
Command+KDisplays the Connect to Server dialog
Command+LCreates an alias for the selected item
Command+MMinimizes the active window
Command+NOpens a new Finder window
Command+OOpens (or launches) the selected item
Command+RShows the original for selected alias
Command+TAdds the selected item to the Sidebar
Command+VPastes items from the Clipboard
Command+WCloses the active window
Command+XCuts the selected items
Command+ZUndoes the last action (if possible)
Command+,Displays Finder Preferences
Command+1Shows the active window in icon mode
Command+2Shows the active window in list mode
Command+3Shows the active window in column mode
Command+4Shows the active window in cover flow mode
Command+[Moves back to the previous Finder location
Command+]Moves forward to the next Finder location
Command+DelMoves selected items to the Trash
Command+@@uaShow enclosing folder
Command+`Cycles through windows
Command+?Displays the Mac OS X Help Viewer
Command+Shift+ATakes you to your Applications folder
Command+Shift+CTakes you to the top-level Computer location
Command+Shift+GTakes you to a folder that you specify
Command+Shift+HTakes you to your Home folder
Command+Shift+IConnects you to your iDisk
Command+Shift+QLogs you out
Command+Shift+NCreates a new untitled folder in the active window or
column
Command+Shift+UTakes you to your Utilities folder
Command+Shift+DelDeletes the contents of the Trash
Command+Option+HHides all windows except the Finder's window(s)
Command+Option+NCreates a new Smart Folder
Command+Option+THides the Finder window toolbar
Command+Option+SpaceOpens the Spotlight window
Command+ SpaceOpens the Spotlight menu
F8Choose another desktop using Spaces
F3Shows all open windows using Exposé
Control+F3Shows all open windows for the current application using
Exposé
Command+F3Hides all windows to display the Desktop using
Exposé
F4Displays your Dashboard widgets
SpaceQuickLook



dummies

Source:http://www.dummies.com/how-to/content/using-an-imac-snow-leopard-finder-keyboard-shortcu.html

Jewelry Making and Beading For Dummies





>


Basic Jewelbox Supplies


Make sure your jewelbox is fully equipped with supplies you need for jewelry making and beading projects. Include these must-have jewelry and beading tools and accessories:



  • Wire cutters



  • Round-nose pliers



  • Flat-nose pliers



  • Bead organizer with a variety of glass beads



  • Beading cord or thread



  • Memory wire



  • Assorted earwires



  • Assorted clasps



  • Assorted headpins and eyepins



  • Crimp beads



  • Ruler or tape measure







>



>


>


Types of Jewelry Making Pliers


Jewelry pliers are made to handle more delicate jobs than pliers from a hardware store, and they vary in shape and size depending on the job. These are types of jewelry pliers:


image0.jpg



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>


Jewelry Making Wire Size Chart


When you’re dealing with wire gauge remember: the larger the number, the smaller the wire diameter. Pick the right size wire for your jewelry making and beading needs.


image0.jpg



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>


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Necklace Lengths — in Inches — for Making Jewelry


When you’ve put a lot of time into making jewelry you don’t want a necklace that’s too long or a choker that’s too tight. Use these recommended lengths when making jewelry for people:












































WomenMenPlus sizesKidsBaby
Necklace17–35+2018–3612–1410–12
Choker14–161817–198–10n/a
Bracelet7–7 1/28–1185 1/2–6 1/23 1/2–5
Anklet9–9 1/211–1410–10 1/27–84–4 1/2




>



>


>


Using Birthstones in Jewelry Making


Want to make a jewelry gift more personal? Add the birthstone (or crystal alternative) for the person to whom you’re giving the gift. Here are the months and corresponding birthstones:




































































MonthStoneCrystal Alternative (Stone Color)
JanuaryGarnet, rose quartzSiam, garnet, or rose (deep to light red)
FebruaryAmethyst, onyxAmethyst or jet (light purple or black)
MarchAquamarine, red jasperAquamarine (very pale blue)
AprilDiamond, rock crystalCrystal AB (clear)
MayEmerald, chrysopraseEmerald (dark green)
JuneMoonstone, pearlLight topaz, smoky topaz, or light tan or pearl
JulyRuby, carnelianSiam or garnet (rich deep red)
AugustPeridot, aventurinePeridot (light green)
SeptemberSapphire, lapis lazuliSapphire or Montana sapphire (dark blue)
OctoberTourmaline, opalSmoky topaz (dark tan-purple)
NovemberCitrine, topazTopaz or Colorado topaz (tan)
DecemberZircon, turquoiseLight sapphire or topaz (light blue or orange-red)




>






>
dummies


Source:http://www.dummies.com/how-to/content/jewelry-making-and-beading-for-dummies-cheat-sheet.html

Computing Buyers’ Return in an M&A Deal

Make no mistake: Buyers don’t enter into an M&A transaction because of feel-good business-book babble like “the right fit” and “synergy.” They make acquisitions for one simple reason: profit. Besides EBITDA, Buyers measure profitability in various ways. The following presents the main methods.


Return on equity


Return on equity, or ROE for short, is simply the amount of income divided by the total amount of the company’s equity. If the company has $1 million in after-tax income and $10 million in equity, the ROE is 10 percent.


ROE is a measure of how well a company is able to generate profits from invested capital. It helps Buyers measure each acquisition’s profitability and continue to monitor whether acquired companies remain profitable enough. If the ROE is too low, management may decide that it can more profitably use the capital tied up in the company elsewhere and that selling the company is the best option.


Return on investment


Return on investment (ROI) is similar to ROE, except it accounts for the acquisition price and the sale price of a business. You calculate it by subtracting the sale price from the acquisition price and dividing that difference by the acquisition price; the result is a percentage. If you acquire a company for $10 million and sell it for $15 million, the ROI is 50 percent.


Internal rate of return


Internal rate of return (IRR) is a favorite of PE firms and is the main metric investors use when comparing one fund to another. It’s a discounted rate of return; that is, the anticipated future earnings of a company are discounted. A dollar today is worth more than a dollar next year, so the more time that expires, the lower the potential IRR.


That’s why PE firms are often very open to selling off a portfolio company sooner rather than later; keeping it may not be beneficial if the IRR is likely going to decline.




dummies

Source:http://www.dummies.com/how-to/content/computing-buyers-return-in-an-ma-deal0.html

Office 2007 Shortcuts for PowerPoint, Excel, and Standard Word

Office 2007 has myriad shortcuts for Excel, PowerPoint, and Standard Word. Using Office 2007 shortcuts help you run your applications more efficiently.
























































































To Do ThisWith the MouseWith the Keyboard
Open fileOffice→OpenCtrl+O
Print current documentOffice→PrintCtrl+P
Save your workOffice→Save As

Save button on Quick Access toolbar
Ctrl+S
Copy selection to the ClipboardHome→Clipboard→Copy

Right-click and choose Copy
Ctrl+C
Cut selection to ClipboardHome→Clipboard→Cut

Right-click and choose Cut
Ctrl+X
Paste selection to ClipboardHome→Clipboard→Paste

Right-click and choose Paste
Ctrl+V
Select all contentWord or PowerPoint:

Home→Editing→Select→Select All

Excel: Click box at intersection of row numbers and column
headers
Ctrl+A
Left-align a paragraphHome→Paragraph→Left AlignCtrl+L
Center a paragraphHome→Paragraph→CenterCtrl+E
Right-align a paragraphHome→Paragraph→Right AlignCtrl+R
Make text boldHome→Font→Bold

Right-click and click the Bold button
Ctrl+B
Make text italicizedHome→Font→Italic

Right-click and click the Italic button
Ctrl+I
Open Find dialog boxHome→Editing→FindCtrl+F
Open Replace dialog boxHome→Editing→ReplaceCtrl+H
Undo previous actionUndo button on Quick Access toolbarCtrl+Z
Redo previous UndoRedo button on Quick Access toolbarCtrl+Y








dummies

Source:http://www.dummies.com/how-to/content/office-2007-shortcuts-for-powerpoint-excel-and-sta.html

Basic Guidelines of Choreography for Ballet

When you decide to choreograph your own ballet dances, you have complete freedom of expression for your choreography. And that's as it should be. But artists of all kinds have found that they flourish best when they voluntarily submit to certain limitations. The series of ballet gestures, for example, is a "limitation" that somehow sets the imaginations of the great ballet choreographers free.



The ideas in the following sections, culled from centuries of great choreography, give you a framework for your freedom, a vehicle for your own artistic vision. All forms of expression are valid — but these ideas can help you get started successfully.



Finding your inspiration — music or theme


What makes a choreographer want to create a particular dance in the first place? Most choreographers say that they are usually inspired by one of two things: the music or the theme.



When you hear a certain piece of music, are you swept away in an ecstatic whirlwind? Do colors and shapes and movements immediately suggest themselves to you? Are you lost in time and space? If so, we know a good doctor who can help. But failing that, the piece sounds like a good candidate for choreography.



If there's one basic rule of choreography, it's this: The gestures should somehow reflect the music. What sets the successful choreographers apart is that their gestures embody the music beautifully, as if each musical phrase had been written just for them.



An example most people can visualize is the dance of the Sugar Plum Fairy from The Nutcracker. As the celesta begins to play its tinkly tones, the ballerina dances nimble, delicate little steps, seeming to flit across the stage. Although different choreographers may have set different steps to this music over the years, nearly all of them have tried to create something appropriately delicate.



You might like to know that in the professional world, every single minute of dance onstage is the result of approximately two hours of choreography and rehearsal. But hey, don't let that stop you.





Another form of inspiration is the need to tell a story. Storytelling is one of our oldest pastimes, and dance has always come in handy for that purpose. Does a certain story call out to you, just needing to be expressed somehow? Then why not make that the basis for a dance?



When telling a story in dance, first decide whether you want to create a simple narrative from beginning to end, or something more complex.



Say, for example, that your theme is the story of Hansel and Gretel. Just think of all the ways you could tell that story. You could opt for the linear approach, showing Hansel and Gretel wandering through the forest, dropping breadcrumbs, getting lost, happening upon a candy house, and getting fattened up. Or you could start at the end of the story, with the kids leaping breathlessly onstage to tell you what they just experienced.



Or, your dance could simply focus on character at one point in a story. How does the wicked witch feel when the kids bake her alive? Maybe she could do an interpretive dance to let us know. This expression of one instant in time, telescoped out to show the emotional weight it contains, is the basis for 99 percent of all poems, operatic arias, and popular songs — and it works for dance as well.



Knowing how you want the choreography to look


Great choreographers almost always talk about their "vision" of their work. Choreographers are proud of their visions and will tell you about them until you ask them to stop.



Quite literally, choreographers create an image of the dance in their minds before attacking the nitty-gritty of the choreography. Whether or not they envision the actual steps at first, they can imagine the overall "look" of the piece. From there, they can begin to choose the steps that best fit that vision.



The vision can include costumes, set, and lighting designs — although in the professional world, special designers are hired to flesh out the details of this portion of the vision.



Working from this internal vision, choreographers then write down their ideas using dance notation — or simply dance it themselves on videotape.





Developing a vocabulary for the dance


The same basic step can be danced in many different ways. So when you choreograph a piece, you have a nearly infinite number of steps to choose from. The vocabulary of the dance refers to the particular gestures and movements that you choose to use — the ones that seem to reflect your own character and make up your personal style.



The order in which you put the steps is important, too. The steps should seem to flow from one to the next. For example, an arabesque looks good when followed by a failli. But it looks bad followed by a backflip. You just feel these things.



After you begin to experiment with various sequences, you're likely to find some that feel just right for you. When that happens, you can repeat those sequences again and again — thereby creating a vocabulary that you can call your own. George Balanchine, for example, was famous for following a sauté in arabesque with a jeté. That was his trademark — just as Bob Fosse made a name for himself with bowler hats and turned-in legs (also known as pigeon toes — think Cabaret).



Using your full dance space


Here's another useful rule for choreographing your own work: Use the full amount of space that's available. By the end of the dance, every area of the stage should have been stepped on at least once.



You should even consider using non-traditional areas — where you'd never think of dancing. Staircases, hallways, railings, and other levels of flooring come to mind. (Or puddles — as Gene Kelly discovered in Singin' in the Rain.) The unexpected is often where the most inspiration lies.



When covering your space, we suggest varying the shape of your dance. If you begin with a move on a diagonal; then try adding a circular pattern later. Or vice versa. Stretch your imagination — and keep your audience on their toes.



Ending the dance as you began


One way to make a dance feel artistically whole is to "come full circle." And one way to accomplish this is by starting and ending the dance with the very same pose.



An even more advanced version of this technique is to end in a slightly "evolved" version of the starting position. For example, if the dance is a duet, consider switching the parts at the end, so that the woman ends up as the man began, and vice versa.



This technique gives the dance a feeling of completion, and it can sometimes be quite poignant and moving. Who knows — you may have your audience in tears. In a good way.










dummies

Source:http://www.dummies.com/how-to/content/basic-guidelines-of-choreography-for-ballet.html

InDesign CS5 Text Shortcuts

InDesign text can be formatted, positioned, and arranged in tables with the mouse or a key command. If you're selecting text with the mouse, one of these quick commands can style or position your text without changing the mouse position.





























































































FunctionMacintoshWindows
BoldShift+Command key+BCtrl+Shift+B
ItalicShift+Command key+ICtrl+Shift+I
NormalShift+Command key+YCtrl+Shift+Y
UnderlineShift+Command key+UCtrl+Shift+U
StrikethroughShift+Command key+/Ctrl+Shift+/
SuperscriptShift+Command key+=Ctrl+Shift+=
SubscriptOption+Shift+Command key+=Ctrl+Alt+Shift+=
Align leftShift+Command key+LCtrl+Shift+L
Align rightShift+Command key+RCtrl+Shift+R
Align centerShift+Command key+CCtrl+Shift+C
Justify leftShift+Command key+JCtrl+Shift+J
Justify rightOption+Shift+Command key+RCtrl+Alt+Shift+R
Justify centerOption+Shift+Command key+CCtrl+Alt+Shift+C
Align to baseline grid on/offOption+Shift+Command key+GCtrl+Alt+Shift+G
Insert tableOption+Shift+Command key+TCtrl+Alt+Shift+T
Insert columnOption+Command key+9Ctrl+Alt+9
Insert rowCommand key+9Ctrl+9








dummies

Source:http://www.dummies.com/how-to/content/indesign-cs5-text-shortcuts.html

Network Performance: Hardware Bottlenecks

One of the most common network bottlenecks are your server hardware. Your servers should be powerful computers capable of handling all the work your network will throw at them. Don’t cut corners by using a bottom-of-the-line computer that you bought at a discount computer store.


The following are the four most important components of your server hardware:



  • Processor: Your server should have a powerful processor. As a general rule, any processor that’s available in a $500 computer from a store that sells TVs and washing machines as well as computers is not a processor that you want to see in your file server. In other words, avoid processors that are designed for consumer-grade home computers. For optimum performance, your servers should use server-class Itanium or Xeon processors.



  • Memory: You can’t have too much memory. Memory is cheap, so don’t skimp. Don’t even think about running a server with less than 8GB of RAM.



  • Disk: Don’t mess around with inexpensive SATA hard drives. To be respectable, you should have nothing but SCSI drives.



  • Network interface: A $9.95 network card might be fine for your home network, but don’t use one in a file server that supports 50 users and then expect to be happy with the server’s performance. Remember that the server computer uses the network a lot more than any of the clients, so equip your servers with good network cards.






dummies

Source:http://www.dummies.com/how-to/content/network-performance-hardware-bottlenecks.html

Investing in Wheat Markets via Futures Contracts

The most direct way of accessing the wheat markets is by trading the wheat futures contract. The Chicago Board of Trade (CBOT) offers a futures contract for those interested in capturing profits from wheat price movements — whether for hedging or speculative purposes.


Here are the specs for the CBOT futures contract:



  • Contract ticker symbol: W



  • Electronic ticker: ZW



  • Contract size: 5,000 bushels



  • Underlying commodity: Premium wheat



  • Price fluctuation: $0.0025/bushel ($12.50 per contract)



  • Trading hours: 9:30 a.m. to 1:15 p.m. open outcry; 6:32 p.m. to 6:00 a.m. electronic (Chicago Time)



  • Trading months: March, May, July, September, December




Wheat is the second most widely produced agricultural commodity in the world (on a per volume basis), right behind corn and ahead of rice. No one country dominates wheat production. The major wheat producers are a surprisingly eclectic group.


The advanced developing countries of China and India are the two largest producers, while industrial countries like Canada and France also boast significant wheat production capabilities.

































Top Wheat Producers
CountryProduction (Thousand Tons)
China97,500
India68,000
United States50,970
Russia42,000
France36,500
Canada26,000

Source: U.S. Department of Agriculture, 2006 figures


Wheat is measured in bushels for investment and accounting purposes. Each bushel contains approximately 60 pounds of wheat. As with most other agricultural commodities, metric tons are used to quantify total production and consumption figures on a national and international basis.


Wheat production, like that of corn and soybeans, is a seasonal enterprise subject to various output disruptions, which can have a magnified effect on futures prices.


To find out more about the wheat market, check out these resources on the Web:





dummies

Source:http://www.dummies.com/how-to/content/investing-in-wheat-markets-via-futures-contracts.html

How to Manage Your Contacts on Your iPad

If you have already synced your iPad Contacts app with your Mac or PC computer, you already have all your snail-mail addresses, e-mail addresses, and phone numbers downloaded to your iPad. You can access all those addresses and phone numbers by tapping the Contacts icon on the Home screen. You then have several options of what to do with your contacts’ information.


Search for contacts on your iPad


You can search contacts by entering a first or last name in the Search field or by entering a company name.


You can locate people on your iPad without actually opening the Contacts app. Type a name in the Spotlight Search field, and then tap the name in the search results. If you’re searching contacts with a Microsoft Exchange account, you may be able to search your employer’s Global Address List (GAL for short). This typically works in one of two ways:



  • Tap the Groups button in the upper-left corner of the All Contacts screen and tap the appropriate Exchange server name to find folks. Groups on your computer might reflect, say, different departments in your company, friends from work, friends from school, and so on.



  • Or, you might search a so-called LDAP (Lightweight Directory Access Protocol) server. Similarly, if you have a CardDAV account, you can search for any contacts that have been synced to the iPad.




Contact and share your contacts on your iPad


You can initiate an e-mail from within Contacts by tapping an e-mail address under a contact’s listings. Doing so fires up the Mail program on the iPad, with the person’s name already in the To field.


You can also share a contact’s profile with another person. Tap the Share Contact button (you may have to scroll down to see it), and once again, the Mail program answers the call of duty. This time, the contact’s vCard is embedded in the body of a new Mail message. Just address the message and send it on its merry way.


A vCard is kind of like an electronic business card. You can identify it by its .vcf file format.


Finally, you can tap a contact’s snail-mail address to launch the Maps app and see it pinned to a map.


Link contacts on your iPad


The people you know most likely have contact entries in more than one account, meaning that you might end up with redundant entries for the same person. The iPad solution is to link contacts.


Find the contact in question, tap Edit, and tap the Silhouette icon with the + at the lower-right corner of the entry. Choose the related contact entry and then tap Link. It’s worth noting that the linked contacts in each account remain separate and are not merged.


Remove a contact from your iPad


Hey, it happens. A person falls out of favor. Maybe he is a jilted lover. Or maybe you just moved cross country and no longer will call on the services of your old gardener.


Removing a contact is easy, if unfortunate. Tap a contact and then tap Edit. Scroll to the bottom of the Edit screen and tap Delete Contact. You get one more chance to change your mind.











dummies

Source:http://www.dummies.com/how-to/content/how-to-manage-your-contacts-on-your-ipad.html

How to Raise Your Vehicle's Hood

How can you check the oil, coolant, and transmission fluid, refill windshield wiper fluid, and check accessory belts if you don’t know how to get the hood of your vehicle open? Opening the hood is easy and uncomplicated — if you know how to do it. Although the location of the hood release may differ from one vehicle to the next, all releases work in pretty much the same way.


If after reading the following instructions and consulting your owner’s manual you still can’t figure out how to get your hood open, head for the full-service bay the next time you stop for gas and ask the attendant to show you how to do it. You may pay a little more for fuel and a tip, but the lesson will be worth it — and you can get your windows washed and your tire pressure checked for nothing!


Here’s how to open the hood yourself:



  1. Find your hood release and pop open the hood.


    Either consult your owner’s manual, or try to remember the last time a service station attendant opened the hood of your car. Did he or she ask you to pull a lever inside the vehicle? Or did he or she go directly to the front grill?


    In newer models, the hood release is often inside the vehicle, somewhere near the steering column or on the floor next to the driver’s seat. (It generally displays the word “Hood” or a picture of a car with its hood up.) In older models, the hood release is behind the grill or the bumper.


    If the hood release is inside the vehicle, press, push, or pull it until you hear the hood pop open. If the hood release is at the front, look around and through the grill and feel under the grill and behind the bumper to find a handle, lever, arm, or button. Then press, push, or pull it from front to back and side to side until it releases the hood.


    The hood will open a little, but it will probably be stopped by the safety catch — a metal lever that, when pressed one way or the other, releases the hood so that it can open all the way. This gizmo prevents the hood from opening accidentally while you’re driving.



  2. With one hand, raise the hood as far as it will go.



  3. With the other hand, feel along the area between the hood and the grill for the safety catch. Release it and raise the hood the rest of the way.



  4. Secure the hood if necessary.


    If the hood stays up all by itself, fine. If it doesn’t, look for a hood prop — a long, thin metal rod attached either to the underside of the hood or to the bottom edge of the hood opening. Either lower or lift the rod (depending on where it’s located) and fit the end of it into the slot that’s provided to hold it in place.




On some vehicles, the hood is held up by two gas-pressurized cylinders known as hood shocks. If the hood doesn’t feel secure, gas may have leaked out of these units and the hood could come down at any moment. If you’re not sure, secure the hood with a broom handle or similar object and have these units checked — or replaced, if needed — as soon as you can.




dummies

Source:http://www.dummies.com/how-to/content/how-to-raise-your-vehicles-hood.html

Network Administration: Active Directory Domain Creation

Domains are a major component in the Active Directory structure. To create a domain, you start by designating a Windows Server 2008 R2 system to be the new domain’s controller. You can do that by using the Configure Your Server Wizard. This wizard is automatically started when you first install Windows Server 2008 R2. However, you can start it at any time by choosing Start→Administrative Tools→Configure Your Server.


From the Configure Your Server Wizard, select Domain Controller (Active Directory) to start the Active Directory Installation Wizard. This wizard lets you create a new domain by choosing the Domain Controller for a New Domain option. You can also create a new forest or create the new domain in an existing forest.


The Active Directory Installation Wizard asks for a name for the new domain. If you’re creating the first domain for your network, use your company’s domain name, such as NimbusBroom.com. If you’re creating a subdomain, use a name such as Sales.NimbusBroom.com.




dummies

Source:http://www.dummies.com/how-to/content/network-administration-active-directory-domain-cre.html

Achieving Your Life Coaching Goals

SMARTEN UP your goal setting to ensure the best life coaching results. When you’re planning effective action to improve your life, make sure your goals are:



  • Specific and meaningful



  • Measurable and stretching



  • Achievable and appealing



  • Realistic



  • Timed, with milestones



  • Enthusiastic and positive



  • Natural to your preferences



  • Understood by yourself and others



  • Prepared for the road ahead











dummies

Source:http://www.dummies.com/how-to/content/achieving-your-life-coaching-goals.html