Online shopping, trading, and banking is convenient, easy, and for the most part safe, but don’t drop your guard when using the internet. Take the following steps to make sure your online banking transactions are as safe as possible:
Use a browser with 128-bit encryption.
Make sure that your bank, broker, or store uses a secure server.
Make sure that your broker is a member of the Securities Investor Protection Corporation (SIPC).
Always read the privacy policy to determine how your private information will be used and with whom it might be shared.
Learn from the mistakes of others: Check out consumer rating services to see how your vendors rate.
Online escrow services can help prevent rip-offs when you’re buying goods on auction sites.
Once a month, check your credit card and phone bills for unauthorized charges.
Check your credit report every six months.
Identity thieves love your trash, so buy a shredder!
Be suspicious of any e-mail or instant message that asks (or sends you to a web page that asks) for your password, account number, or credit card information.
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Source:http://www.dummies.com/how-to/content/tips-for-safely-banking-trading-and-shopping-onlin.html
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