Factoring Insurance into Your Estate Plan

Insurance is vital for estate planning: It helps protect your current property, things you hope to attain in the future, and the gifts you hope to leave behind. Take a look at how insurance affects your estate and what types of insurance to consider for your estate planning:



  • Life insurance is a critical part of your estate planning, so make sure that when you purchase a new policy or change an existing one, you look at the rest of your estate planning to get the most benefit from your life insurance.



  • Many estate-planning advisers concentrate on life insurance. But you need to factor in many other types of insurance, such as the liability portion of your automobile and homeowner's insurance.



  • Your life insurance policy may be an estate tax trap if you don't take appropriate measures, such as setting up an irrevocable life insurance trust.











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Source:http://www.dummies.com/how-to/content/factoring-insurance-into-your-estate-plan.html

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