If you're drowning in debt, a credit counseling agency can be a great help. Use caution when finding an agency to help you mange debt, not every agency is as dependable as they say. Use any of the following resources to find a legitimate credit counseling agency:
The National Foundation for Credit Counseling: www.nfcc.org or 800-388-2227.
The Association of Independent Consumer Credit Counseling Agencies: www.aiccca.org or 800-450-1794.
U.S. Bankruptcy Trustee: The Web site www.justice.gov/ust/eo/bapcpa/ccde/cc_approved lists credit counseling agencies that have been federally approved.
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Source:http://www.dummies.com/how-to/content/resources-for-managing-your-debt.html
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