Finding the right bank for your business, to help you set up your checking account and the controls that limit access to that account, is crucial. When evaluating your banking options, ask yourself the following questions:
Does this bank have a branch that’s conveniently located to my business?
Does this bank operate at times when I need it most?
Does this bank offer secure ways to deposit cash even when the bank is closed?
Most banks have secure drop boxes for cash so you can deposit receipts as quickly as possible at the end of the business day rather than secure the cash overnight yourself.
Visit local bank branches and check out the type of business services each bank offers. Pay particular attention to the following:
The type of personal attention you receive.
How questions are handled.
What type of charges may be tacked on for this personal attention.
Some banks require business account holders to call a centralized line for assistance rather than depend on local branches. Some banks are even adding charges today if you use a teller rather than an ATM (automatic teller machine). Other banks charge for every transaction, whether it’s a deposit, withdrawal, or a check.
Many banks have charges that differ for business accounts, and most have charges on printing checks. If you’re planning to accept credit cards, compare the services offered for that as well.
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Source:http://www.dummies.com/how-to/content/how-to-choose-the-right-bank-for-your-business.html
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